Credit Cards
African Bank Gold Credit Card full review: should you get it?
Meet the African Bank entry card. Great for anyone looking for a simple solution to managing their own money. Learn more below.
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African Bank Gold Credit Card: earn 3% interest back.

Meet the African Bank Gold Credit Card, African Bank’s basic services card. Indeed, this is the solution for those looking for a simple and practical service to use credit.
African Bank Gold Credit Card: check out how to apply!
Apply for the African Bank Gold Credit Card! Access a card that offers basic credit services and 60 days with no interest rate!
So keep reading to learn more about how this credit card works. Decide whether it is the right option for you!
| Credit Score | Not disclosed; |
| Monthly Fee | R69.00; |
| Initiation Fee | N/A; |
| Interest Rate | 60 days interest-free. 15% to 27.75% after; |
| Rewards | Earn 3% interest back per year on a positive balance. |
African Bank Gold Credit Card features
The African Bank Gold Credit Card is a basic services card from one of the most traditional banks in South Africa.
Also, with this one, you no longer have to worry about carrying cash everywhere.
Just use it to pay your bills easily. You can control transfers and payments from your cell phone for free. You still enjoy up to 60 days without charging interest.
You can use it anywhere in the world, in online or offline stores. In emergencies, while traveling, you can request support through Visa Gold global coverage.
In addition, this card allows you to withdraw up to R4,000 per day at any ATM. All African Bank customers can also count on a life insurance service. Isn’t it great?
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What are the benefits?

- 60 days without interest;
- Extremely easy to order and obtain this service;
- Travel assistance: count on medical and legal advice if you are outside the country and need to consult these professionals;
- Visa card, accepted in millions of stores around the world;
- Offers life insurance service to all customers.
And what are the drawbacks?
- You pay a fee of R5.5 each time you move funds;
- You will also pay fees when making deposits to your account. R5.75 for each deposit and 2.75% on transactions over R250.
What credit score do you need to get the card?
Indeed, the official website of this card does not provide clear information about the minimum level of credit score requested.
However, this is the type of card without too many requirements for its applicants.
Therefore, we recommend it for those with very poor or below-average scores.
How does the application process work?
Next, find out how simple it is to have this credit card in your hands and enjoy its benefits.
Access the following post to read a full review of the application process!
African Bank Gold Credit Card: check out how to apply!
Apply for the African Bank Gold Credit Card! Access a card that offers basic credit services and 60 days with no interest rate!
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