The Fortiva® card appeared on the market as a solution for those who want to build credit from a bad score. Without requiring additional deposits, the process to apply for the Fortiva® card is different from the conventional one. To understand, read the following article:

There are two ways to access Fortiva’s credit card options. One of them is through an invitation. In fact, some people receive, by email or post, a credit card proposal.

Therefore, the proposal message contains the conditions and fees of the card for which you are eligible. In addition, you receive a code that individualizes the proposal received.

If accepted, you must go to the official Fortiva website. In the menu at the top of the site, click on “Respond To Mail Offer”, then just enter your code in the field where it says “enter acceptance code here” and click “send code”.

Then you must enter other personal data to confirm acceptance of the proposal.

However, if no e-mails or letters from Fortiva have reached you, do not despair. There is another way to have a Fortiva card.

Also on the official website, you can pre-qualify to see if you would be accepted if you applied for the Fortiva® card. Just go to the top of the official Fortiva page and in the top menu click on “See if you pre-qualify”.

After filling in this information, in a few minutes, you will know if you are eligible for this card. All this without hurting your credit score. By the way, this card has the same conditions, but with different and well-defined rates.

To know them, click on “Summary of Credit Terms” written in purple, at the top of the application page.

Once you’ve gone through the Fortiva® card application process, it will be helpful to have the Fortiva Account Center app on your phone.

By the way, through it, you can check your credit score, payments, balances, history and receive notifications about transactions on your card. It is not possible to request the card in the app.

If you select this option in the app, you will be directed to the website. So just follow the same procedure you just learned in the topic above.

The Fortiva® card is a well-accepted card among the public that wants a credit-building option. However, there are other options that you need to know about before giving your verdict on which is the best card for the moment you are in.

So, meet another good option when it comes to unsecured cards: Applied Bank® Unsecured Classic Visa ® card. In the table below, we have separated the important information of each card so that you have an overview of both. Take a look:

Want to know more details about the Applied Bank® Unsecured Classic Visa®? Then click on the link below and check out an exclusive article about this option.