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Mercury® Mastercard® card: check out how to apply!
Find out more about the Mercury® Mastercard® credit card application process and enjoy its rewards program. An excellent option for fair scores!
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Mercury® Mastercard® card: improve your credit while earning cashback as a reward

Apply for the Mercury® Mastercard® card can be an unusual procedure.
So, read the topics below and learn how you can apply for this card.
How to apply on the website

In fact, you are not the one who chooses the Mercury® Mastercard® card. It’s the Mercury® Mastercard® card that chooses you. The company issuing this card is responsible for sending offers to product candidates.
You can receive this invitation by email or by letter. In it is a code that you can use to apply for the Mercury® Mastercard® card. However, receiving the invitation is not certain that it will be approved.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app
Once you receive your card, you can manage it on your mobile using the “Mercury® Cards” app. This one does not allow you to reply to the offer message, but it will be useful and many other things.
Manage rewards, balances, make payments, lock/unlock cards and more.
Mercury® Mastercard® card vs. Upgrade Cash Rewards card: choose which one is best for you
Now it’s time for a test. To give you a much broader view of the Mercury® Mastercard® card, we decided to compare it. In this way, we created a comparison between this card and the Upgrade Cash Rewards card.
Indeed, Upgrade cards are a “family” of cards with great advantages, such as a good starting limit and a rewards program. However, who is the better alternative when comparing these two options?
See the table below, compare the main data and decide:
| Mercury® Mastercard® | Upgrade Cash Rewards | |
| Credit Score | Fair (550 a 650) | Fair to Good (580 – 740) |
| Annual Fee | $0 or $79 | $0 |
| Regular APR | From 27.24% to 29.24% (variable) | 8.99% to 29.99% |
| Welcome bonus | None | $200 bonus if you make 3 deposits within the first 60 days after account opening. |
| Rewards | Cashback on qualifying daily purchases such as dinners, supplies, grocery shopping | Unlimited 1.5% cash back on all your purchases. |
Upgrade Cash Rewards Card: check out how to apply!
The Upgrade Cash Rewards is a cash-back credit card that offers 1.5% back on all purchases and up to $25.000 to borrow: learn how to apply!
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