Credit Cards

Merit Platinum Card: check out how to apply!

Learn how to apply for the Merit Platinum Card, which offers a $750 credit limit, 0% APR permanently, 50% discounts on medication purchases, and much more!


by José Gonçalo

Published on 09/15/2022

Merit Platinum Card: exclusive benefits and a 0% APR

Merit Platinum logo
Learn how to apply for this card. Source: Merit Platinum

Apply for the Merit Platinum Card and gain access to benefits not easily found on any other card.


Credit card

Merit Platinum

0% APR Bad credit

Automatic $750 credit limit. 0% permanent APR and exclusive perks.

You will be redirected to another website

Below, learn about the basic requirements for applying and how the application process works:

  • Be 18 years old;
  • Possess a valid US debit card account;
  • Meet the ability to pay criteria (unspecified).

How to apply on the website

To apply for the Merit Platinum Card, visit Initially, inform e-mail and zip code of the place where you live. Then click on “Continue activation process”.

Then, you must provide personal data such as your SSN and more information about your physical address. Also, you must provide other information about your income.

Typically, your application’s response is sent instantly. If necessary, you will be called to provide additional data.

How to apply using a mobile app

Indeed, on the official website of this card, there is no mention of management services or application by mobile application.

Therefore, to register by mobile or tablet, you must access the official website and follow the steps described above.

Merit Platinum Card vs. Fortiva® Card: choose which one is best for you

Credit card machine
Check out a comparison of two credit cards for people with bad credit. Source: Pixabay

Before deciding whether the Merit Platinum Card will be your new card, learn about other options on the market. Only then will you be sure that you are making a good choice.

In the table below, see a comparison between this card and another competitor in the market:

Merit Platinum CardFortiva® Card
Credit ScoreThere is no minimum credit scoreBad (below 630)
Annual Fee$177.24, paid in monthly installments of $14.77From $49 to $175 in the first year. In the sequence, from $0 to $49
Regular APR0%From 22.74% to 36% (variable)
Welcome bonusNoneNone

If you think that the Fortiva® Card is a better fit for you, read our post below to learn all about the application process!

Fortiva® credit card

Fortiva® card: check out how to apply!

Check out this complete review of the application process for Fortiva®, the credit card created to help those who need to rebuild their score!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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