Reviews
Total Visa® Card: check out how to apply!
Learn how to get, in seconds, a credit card that can help you build your credit. Read on to apply for the Total Visa® Card!
Advertisement
Total Visa® Card: build your credit with a good starting credit limit!

Apply to Total Visa® Card and have at your disposal a card with everything you need to build your credit. With no minimum credit score criteria or history, you can start building your financial health today.
Basically, there is an eligibility criterion: being of legal age according to the rules of the state in which you live.
How to apply on the website
To apply online for the Total Visa® Card, simply access the official website for that card. Right on this page, you will have access to an application form. Just fill in the basic name and address information.
At the bottom of the page, you can choose a different designer for your card. To choose one of the premium models, you must pay a fee of $6.95.
Finally, click “Apply now” to go to the second part of this form. There, you will need to enter your Social Security Number (SSN) and data about your income.
At the end of the process, you will receive a message accepting your application. This will normally take a few minutes.
For faster shipping of your card (express shipping), you will have to pay a fee of $35.00.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app

Card customers can count on a mobile service. To access it, simply download the “Total Card” application for free on your cell phone.
Through this app, you can consult your history and payments and manage your card. Also, you can check your credit score for free (TRANSUNION®). However, this app does not accept applications.
So, to apply, you need to access the official website of this credit card.
Total Visa® Card vs. Surge Mastercard® card: choose which one is best for you
In the market, there are many options for people interested only in building credit. Thus, it is important that you compare options. After all, a wrong choice can leave you even further from your goal.
So, get to know another card that can help you right now.
| Total Visa® Card | Surge Mastercard® | |
| Credit Score | Fair/Bad Credit. | Any score |
| Annual Fee | $75.00 1st year, $48.00 after. | From $75 to $99 in the first year. After that, fixed payments of $99 |
| Regular APR | 35.99% on purchases and cash advances. | From 24.99% to 29.99% (variable) |
| Welcome bonus | None. | None |
| Rewards | 1% cash back on payments made to your card. | None |
Want to learn more about Surge Mastercard®? Take a look at how to apply for the Surge Mastercard® in our post below!
Surge Mastercard® card: check out how to apply!
Get to know how the application process works for one of the cards that has established itself in the market as a great option for building credit: the Surge Mastercard®.
Trending Topics
Wells Fargo Active Cash℠ card: check out how to apply!
Learn how to get one of the best cashback programs, a welcome bonus and 15 months of 0% APR. Apply for the Wells Fargo Active Cash℠ Card.
Keep Reading
Sesame Cash debit card full review: should you get it?
Sesame cash debit card is an opportunity to build credit without making secured deposits or paying high fees. Learn more about this product!
Keep Reading
Secured vs. unsecured credit card: what is the difference?
Secured vs. unsecured credit card: which of these is the best option? Get to know each of these and their impact on your financial life.
Keep ReadingYou may also like
Capital One Quicksilver Secured Cash Rewards Credit Card full review: should you get it?
The Capital One Quicksilver Secured Cash Rewards Credit Card is a no-annual-fee building credit card that offers unlimited cash back!
Keep Reading
Credit cards for new to credit: top 6 options
Top 6 credit cards for new to credit. These cards are perfect if you've started building your credit score and want cashback and more!
Keep Reading
Buy cheap Air Transat flights: easy step by step
Find out how to buy cheap Air Transat flights by taking advantage of the offers available for a limited time! Find night flights from $39.99!
Keep Reading