Credit Cards

Travel credit cards with no annual fee: 6 best options

Here are excellent travel credit cards with no annual fee options to enjoy and even multiply your trips: maximizing miles and points and minimizing fees!

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Get rewards without worrying about an annual fee

Traveler holding travel bag, passport and air ticket.
Time to pack! Discover the best cards to travel without paying an annual fee. Source: Pixabay

In fact, it’s wonderful to travel accumulating miles. However, it’s even better when you have one of the travel credit cards within the annual fee.

Closeup of the hand of a man in suit marking excellent from a list of the different ranges of the credit score: excellent, good, fair and poor

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When you carry one of these in your suitcase, your only concern is to make the most of it. Below are some good options for you to choose from. Compare, choose and have a good trip!

Travel smarter with a no annual fee travel credit card: 6 best options

Almost empty airport lounge (travel credit cards with no annual fee).
Choose the card to enjoy your trip even more. Source: Pixabay

If you love to travel, you’ll love to read our list of the best travel credit cards with no annual fees.

You’ll be able to save a lot on fees with these cards and get the best out of your travel experiences!

Read our list below to discover six excellent card options for traveling without worrying about fees!

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Capital One VentureOne Rewards Credit Card

Indeed, there are good reasons to open this list with this card. If you’re traveling, hotel accommodations and car rentals generate even more points.

In addition, the Capital One VentureOne Rewards Credit Card offers a welcome bonus that is simple to fulfill and very advantageous.

All this without leaving aside the 0% intro APR period. In the table below, see a compilation of this information:

Credit ScoreExcellent (800 and up)
Annual Fee$0
Regular APR0% for the first 15 months of use. After 16.49%, 22.49% or 26.49% depending on your credit (variable)
Welcome bonusEarn 20,000 bonus miles if you spend $500 in the first 3 months of use
RewardsEarn 1.25 miles for every dollar spent on any purchase (unlimited); 5 unlimited miles for every dollar spent on hotel and car reservations made through Capital One Travel

Bank of America® Travel Rewards credit card

In fact, the Bank of America® Travel Rewards credit card is on our list of “travel credit cards with no annual fee” because it offers more than miles.

In addition to this reward program, with this card, you will not pay for foreign transfers. In addition, the “No blackout dates” service increases the chances of you taking advantage of your points.

In addition, baggage fees, dinners, hotel stays… practically everything from a trip can be paid for with the miles you earn. Want to know more about this card? See the table below:

Credit ScoreGood/excellent (700 or higher)
Annual Fee$0
Regular APR0% for the first 18 months of use. After, somewhere between 16.24% and 26.24% (variable)
Welcome bonus25,000 bonus points (online) if you spend $1,000 on purchases in the first 3 months of use
RewardsEarn 1.5 unlimited and no expiration points for every $1 spent on all your purchases

Wells Fargo Autograph℠ Card

Indeed, this is a candidate that has already appeared on other lists here on our blog. Thus, the Wells Fargo Autograph℠ Card offers many opportunities to earn points.

In addition, its reward program leverages earnings from the purchase of recurring and day-to-day services. For more information, see the table below:

Credit ScoreGood/Excellent (at least 690)
Annual Fee$0
Regular APR0% in the first 12 months from account opening. After that, from 17.24%, 22.24% to 27.24% (variable for purchases)
Welcome bonus*Get 30,000 bonus miles if you spend up to $1,500 in your first three months of use

*Terms apply
Rewards*3x unlimited points in restaurants (dinner, take-out, catering, delivery, and more); Travel (airfares, hotel accommodations, car rentals, cruises, and more), gasoline (regular and electric car gas stations), transportation (subway, carpooling, parking, tolls and more), streaming services, plans for cell phones; 1x unlimited point on all other purchases

*Terms apply

Delta SkyMiles® Blue American Express Card

Indeed, the Delta SkyMiles® Blue American Express Card is a card for users with a good credit score. However, this does not mean fewer advantages; on the contrary.

In addition to the possibility of receiving miles on all purchases, you are also exempt from the foreign transfer fee.

In addition, this card offers exclusive benefits and discounts for travel with Delta Air Lines airline. Discover other advantages in the table below:

Credit ScoreGood (670 or higher)
Annual Fee$0

Rates & Fees
Regular APRFrom 17.99% to 26.99% (variable for purchases)

Rates & Fees
Welcome bonus*Get 10,000 bonus miles if you spend up to $500 in your first three months of use

*Terms apply
Rewards*Earn 2x miles on dining at restaurants anywhere in the world, takeout, and delivery in the U.S.; 2x miles on purchases made directly with Delta airlines; 1x miles on all other purchases

*Terms apply

Chase Freedom Flex℠

Indeed, Chase Freedom Flex℠ is another interesting and affordable option for anyone with a less than excellent credit score. Thus, this option stands out for its reward program.

In the Chase Freedom Flex℠ rewards program, there are special categories that generate a higher amount of points. These categories follow an annual calendar and change every three months.

So you can leverage your earnings all year round. Find out more about this card below:

Credit ScoreGood/excellent (690-850)
Annual Fee$0
Regular APRIn the first 15 months, 0% APR. After, from 17.24% to 25.99% (variable)
Welcome bonus$200 reward after $500 spent in the first three months; 5% cashback if you spend $6,000 on gas station purchases in the first year
Rewards5% cash back on quarterly determining categories (up to $1,500); 3% on dining at restaurants and delivery and collection services; 3% on pharmacy purchases, and 1% on other purchases

To learn more about this credit card and how to apply for it, check out our post below!

Chase Freedom Flex℠ credit card

Chase Freedom Flex℠ card: check out how to apply!

Learn about the application process to become the newest Chase Freedom Flex℠ card customer and gain access to a huge list of benefits, such as cashback and no annual fee!

Discover it® Miles

Closing our list of “travel credit cards with no annual fee” is an option with the Discover it® seal of quality. Indeed, one of the great advantages of this card is the unlimited welcome bonus.

Plus, you can use your miles to buy more than plane tickets. These and other attributes make Discover it® Miles a great travel partner. Check out more about this card in the table below:

Credit ScoreGood/excellent (690-850)
Annual Fee$0
Regular APRIn the first 15 months, 0% APR. After, from 14.24% to 25.24% (variable for purchases)
Welcome bonusAt the end of the first year, receive the sum of all rewards you have earned
RewardsEarn 1.5 unlimited and no expiration points for every $1 spent on all your purchases

Find other options: credit cards for excellent credit

Magnifying glass highlighting the term "good" in a list of credit scores
It’s time to reap the rewards of your efforts! Discover a list of the best cards for which you have excellent credit scores. Source: Flickr

Finally, there are other cards to make the most of the good credit score you’ve accumulated so far. To know a good number of these, see the article available below. Perhaps, your newest card will be there!

Credit report, excellent score

Credit cards for excellent credit: 5 options for a world of possibilities

Exclusive bonuses, rewards, and perks. Discover how to make the most of your excellent credit score: here are 5 cards for excellent credit.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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