Reviews
FinChoice Personal Loan review: loan up to R40,000 in minutes!
Are you interested in learning how FinChoice Personal Loan works? Then keep reading. Discover how to get the money you need fast! Let's go!
Advertisement
FinChoice Personal Loan: fast application process!
Are you looking for an easy and fast way to get the money you need? Then read our FinChoice Personal Loan review to find out!
FinChoice Personal Loan: find out how to apply!
Apply to FinChoice Personal Loan and get a loan of R40,000 without having to leave your home! Keep reading to learn how!
You can apply and get your free quote in 2 minutes! Are you interested in learning more? Then keep reading our full review below!
Interest Rate | Check your loan’s terms and conditions on the loan agreement for more details; |
Loan Purpose | Any purpose; |
Loan Amounts | Flexi Loans (for new customers): up to R8,000; Longtime customers can borrow up to R40,000 on their second loan; |
Credit Needed | Not disclosed; |
Repayment Term | Up to 6 months (Flexi Loan) and 6, 12, 24, or 36 (for old customers); |
Initiation Fee | Not disclosed. |
Is the FinChoice Personal Loan a good option?
Incredibly, getting a loan of up to R40,000 in just 2 minutes is possible. Even more: it is possible to do this from home whenever you want.
Thus, FinChoice is an online company specializing in lending products. Thus, the entire loan application process is done online and remotely.
Even after signing the contract, you still have a 14-day guarantee if you regret it and decide to return the money.
Additionally, all operations of this creditor are reported to the National Credit Regulator.
Thus, this means you can count on all the security of a company supervised by the federal government.
You will be redirected to another website
The pros and cons of the FinChoice Personal Loan
FinChoice’s online personal loan service offers several important advantages. However, this company also has some disadvantages.
Then see the lists below to learn about this service’s main pros and cons.
Advantages
- Fast application: you receive your answer within 2 minutes of submitting the form;
- You can accumulate more than one loan;
- Specific credit products for each situation;
- Count on the FinChoice Personal Protection Plan to cover your monthly payments in the event of job loss, disability, or death.
Disadvantages
- Little (or no) prior information on the interest rate, initiation fee, and other fees charged;
- New customers can only apply for a loan of up to R8,000, which must be paid back within 6 months;
- The maximum loan amount is relatively low: R40,000;
- There are no physical service points.
What credit score do you need to apply?
This company is not very clear about its requirements on its official website. Therefore, they don’t inform the minimum credit score needed.
However, this indicator will be very important to evaluate your application and define the interest rate, among others.
FinChoice Personal Loan application process
See how simple it is to apply for a loan at FinChoice. This lender can provide the amount you need in no time.
Access the post below to learn how to secure a loan of up to R40,000 in less than two minutes!
FinChoice Personal Loan: find out how to apply!
Apply to FinChoice Personal Loan and get a loan of R40,000 without having to leave your home! Keep reading to learn how!
Trending Topics
MG Black Prepaid Debit Card full review: should you get it?
Discover the only prepaid card that offers luxury benefits only available with a credit card. Read on to see the MG Black Prepaid Debit Card!
Keep ReadingOld Age Pension: up to R2,000 monthly for the elderly
Through the Old Age Pension, the government will give you financial support of up to R2,000 every month for free. Read on!
Keep ReadingDiscover the world: Buy cheap CemAir flights
Learn how to buy cheap CemAir flights taking advantage of the best opportunities to save money and have the best travel experience!
Keep ReadingYou may also like
The American Express Platinum Credit Card full review: should you get it?
The American Express Platinum Credit Card turns your purchases into points that you can redeem for airline tickets. Know more!
Keep ReadingFNB Petro Card: check out how to apply!
Apply to the FNB Petro Card and get 24/7 assistance in case of travel accidents or emergencies. Read on to learn more!
Keep ReadingHoopla Loans: find out how to apply!
Apply to Hoopla Loans and, in seconds, find hundreds of lenders competing to offer you the best loan. Learn more in this post!
Keep Reading