FinChoice Personal Loan review: loan up to R40,000 in minutes!

Are you interested in learning how FinChoice Personal Loan works? Then keep reading. Discover how to get the money you need fast! Let's go!


FinChoice Personal Loan: fast application process!

Finchoice logo
FinChoice Personal Loan review. Source: Foster the Money

Are you looking for an easy and fast way to get the money you need? Then read our FinChoice Personal Loan review to find out!

Finchoice logo

FinChoice Personal Loan: find out how to apply!

Apply to FinChoice Personal Loan and get a loan of R40,000 without having to leave your home! Keep reading to learn how!

You can apply and get your free quote in 2 minutes! Are you interested in learning more? Then keep reading our full review below!

Interest Rate Check your loan’s terms and conditions on the loan agreement for more details;
Loan PurposeAny purpose;
Loan AmountsFlexi Loans (for new customers): up to R8,000;
Longtime customers can borrow up to R40,000 on their second loan;
Credit NeededNot disclosed;
Repayment TermUp to 6 months (Flexi Loan) and 6, 12, 24, or 36 (for old customers);
Initiation FeeNot disclosed.

Is the FinChoice Personal Loan a good option?

Incredibly, getting a loan of up to R40,000 in just 2 minutes is possible. Even more: it is possible to do this from home whenever you want.

Thus, FinChoice is an online company specializing in lending products. Thus, the entire loan application process is done online and remotely.

Even after signing the contract, you still have a 14-day guarantee if you regret it and decide to return the money.

Additionally, all operations of this creditor are reported to the National Credit Regulator.

Thus, this means you can count on all the security of a company supervised by the federal government.

The pros and cons of the FinChoice Personal Loan

Check the pros and cons of the FinChoice Personal Loan. Source: Freepik

FinChoice’s online personal loan service offers several important advantages. However, this company also has some disadvantages.

Then see the lists below to learn about this service’s main pros and cons.


  • Fast application: you receive your answer within 2 minutes of submitting the form;
  • You can accumulate more than one loan;
  • Specific credit products for each situation;
  • Count on the FinChoice Personal Protection Plan to cover your monthly payments in the event of job loss, disability, or death.


  • Little (or no) prior information on the interest rate, initiation fee, and other fees charged;
  • New customers can only apply for a loan of up to R8,000, which must be paid back within 6 months;
  • The maximum loan amount is relatively low: R40,000;
  • There are no physical service points.

What credit score do you need to apply?

This company is not very clear about its requirements on its official website. Therefore, they don’t inform the minimum credit score needed.

However, this indicator will be very important to evaluate your application and define the interest rate, among others.

FinChoice Personal Loan application process

See how simple it is to apply for a loan at FinChoice. This lender can provide the amount you need in no time.

Access the post below to learn how to secure a loan of up to R40,000 in less than two minutes!

Finchoice logo

FinChoice Personal Loan: find out how to apply!

Apply to FinChoice Personal Loan and get a loan of R40,000 without having to leave your home! Keep reading to learn how!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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