Credit Cards

Standard Bank Titanium Credit Card full review: should you get it?

Earn UCount Reward points on every purchase! In addition to free access to the best lounges in the country! Read on and learn how this card works!

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Standard Bank Titanium Credit Card: up to 20% off on airfare, accommodation, and car rental

Standard Bank Titanium Credit Card
Standard Bank Titanium Credit Card full review. Source: The Mad Capitalist

The Standard Bank Titanium is a credit card made for “citizens of the world”. This card offers excellent discounts on domestic and international travel.

Standard Bank logo

Standard Bank Titanium Credit Card: check out how to apply!

Apply to Standard Bank Titanium Credit Card and enjoy up to 20% off on select brands, including Emirates and Booking.com! Read on!

However, this is just one of the advantages of this amazing card! So keep reading and learning everything it offers!

Monthly IncomeMinimum R25,000;
Monthly FeeR86;
Initiation FeeR180;
Interest Rate0% interest rate when you choose the 6-month budget plan to pay for your in-store or online purchases, or up to 55 days of free interest if your account is paid in full. After that, 10.75% to a maximum of 21.25%;
RewardsUp to 20% discounts on products/services from specific companies and stores; points in the UCount Rewards program on all expenses and cashback of up to R10 when filling up at Caltex stations.

Standard Bank Titanium Credit Card: learn more about this financial product

Indeed, the Standard Bank Titanium Card can be good for those looking for travel benefits. This card offers discounts of up to 20% on Emirates airline tickets.

In addition, you can enjoy 5% discounts on stays rented through booking.com.

Furthermore, Rentalcars.com and Avis offer discounts of up to 15% for customers with this card.

You can even enhance your travel experience with 12 free annual access to the Bidvest Premier and Standard Bank Fluent lounges.

All your expenses are converted into points in the UCount Rewards program. In addition, you can use this card to make purchases in up to 6 months with 0% interest.

Standard Bank Titanium Credit Card features

Young adult African american girl sitting indoors doing mobile payment online.
Standard Bank Titanium Credit Card features. Source: Adobe Stock

As a traveler’s card, the Standard Bank Titanium offers functions that most customers like.

However, some fees can be scary! To learn more, see the list of the main “pros” and “cons” of this credit product.

What are the benefits?

  • Discounts of up to 20% on travel services: hotel accommodation, airline tickets, and car rentals;
  • When buying international airline tickets, you automatically and free of charge get travel insurance;
  • Accumulate points in the UCount reward program on absolutely all your expenses;
  • 0% interest on purchases in up to 6 months (physical or virtual stores).

And what are the drawbacks?

  • It does not offer a miles program;
  • High-Income Eligibility Criterion: You need to have a minimum income of R25,000;
  • Very high international transaction fee: 2.75%;
  • High fees for ATM withdrawals: R2.20 for every R100 withdrawn.

What are the requirements to apply?

Thinking of applying for this card? First, meet the eligibility prerequisites:

  • Be 18 years of age or older;
  • Have a SA ID or passport valid;
  • A paycheck and bank statement issued no more than 3 months ago;
  • Proof of residence issued no more than 3 months ago;
  • Have a minimum proven income of R25,000 or more per month or hold a higher education degree.

How does the application process work?

In fact, learn how to have a card that opens the “doors of the world” for you! Access the following post and learn how to apply for this card!

Standard Bank logo

Standard Bank Titanium Credit Card: check out how to apply!

Apply to Standard Bank Titanium Credit Card and enjoy up to 20% off on select brands, including Emirates and Booking.com! Read on!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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