Loans
OneMain Financial Loan Review: Up to $20,000!
Is the OneMain Financial Loan the right choice for your financial needs? You can read our OneMain Financial Loan review to see the pros and cons and find out!
Advertisement
Get the loan you need: OneMain Financial Loan review
Unexpected financial challenges can arise at any moment. Therefore, we’re here to help you see that you can solve this with loans. So, read our OneMain Financial Loan review!
Apply for the OneMain Financial Loan: hassle-free process!
Want to take control of your finances and consolidate debt with loans of up to $20,000? If so, you can apply for OneMain Financial Loan!
Moreover, whether it’s an unexpected medical expense, a home repair, or simply the need for some extra cash, having access to a reliable loan option is crucial.
| APR | From 18% to 35.99% variable APR; |
| Loan Purpose | Debt consolidation and personal loans for any reason; |
| Loan Amounts | From $1,500 to $20,000 (depending on your location); |
| Credit Needed | There is no minimum score, but your fees may change depending on your finances; |
| Origination Fee | There can be origination fees that range from 1% to 10% of your loan amount; |
| Late Fee | You’ll need to pay late payment fees if you don’t make your payments on time for the grace period. The fees range from $5 to $30 per late payment; |
| Early Payoff Penalty | There is not much information regarding early payoff penalties for this loan. |
Is OneMain Financial Loan a good option?
OneMain Financial, a well-established lender with a strong reputation, offers a solution that could be just what you need. As such, you can get the money you need quickly!
Indeed, it brings loan amounts ranging from $1,500 up to $20,000, which can be used for whatever purpose you need. Giving you flexibility when it comes to borrowing.
In addition, they offer a hassle-free application process. And you can check your estimated loan rates and terms without hurting your credit score.
With fast approval, you might get the money hand as quickly as 1 hour after closing. Fast and simple, isn’t it?
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
The pros and cons of OneMain Financial Loan
Although this lender offers incredible perks to its customers, there are some drawbacks.
For example, the pre-qualification process won’t show you the APR, and the rates can be high.
Therefore, let’s dive in and see how this loan could be your answer to unexpected financial challenges.
So, read our list of the pros and cons below to see if this is the best choice for your finances!
Advantages
- You can have the option to choose your payment dates;
- You’ll be able to borrow loans of up to $20,000;
- There is fast funding available depending on your finances;
- You’ll be able to choose direct payment to creditors to consolidate your debt.
Disadvantages
- You’ll probably need to pay some high rates if you don’t have a higher credit score;
- You’ll need to pay origination fees, late payment fees, and others;
- There are no rate discounts for loans through this lender;
- You won’t be able to see the APR through the pre-qualification process.
What credit score do you need to apply?
There are no apparent credit score requirements to get a loan through this lender. Also, you’ll be able to apply with any score.
However, make sure that you can make your loan repayments and that you have the right income to pay for your own finances before you apply for a loan with this lender.
OneMain Financial Loan application process
You can apply for a loan with this lender after you’ve checked your possible rates through the official website.
Also, checking your rates beforehand won’t affect your credit score in any way!
Therefore, you can go to or post below to learn more about how the application process works for this lender!
Apply for the OneMain Financial Loan: hassle-free process!
Want to take control of your finances and consolidate debt with loans of up to $20,000? If so, you can apply for OneMain Financial Loan!
About the author / Victoria Lourenco
Trending Topics
Apply for Buy on Trust: Fast, Flexible Leasing
Learn how to apply for Buy on Trust and take advantage of easy access to a wide range of top-brand electronics with adaptable payments.
Keep Reading
Apply for LoanPioneer: Diverse Loan Types
Learn how to apply for LoanPioneer and have access to easy loans up to $5,000 with flexible purposes and a simple online process.
Keep Reading
Chase Freedom® Student card: check out how to apply!
Apply for the Chase Freedom® Student card and get a card designed for students: no annual fee and a cashback with rewards on all purchases.
Keep ReadingYou may also like
Regions Life Visa® Credit Card: check out how to apply!
Want to apply for Regions Life Visa® Credit Card? Great. Read on and learn how to enjoy this product. Including 0% intro APR.
Keep Reading
Buy cheap Frontier Airlines flights: easy step by step
Find out how to buy cheap Frontier Airlines flights and take advantage of offers to pay the price of a short uber trip! Understand more here!
Keep Reading
QuickLoanLink: find out how to apply!
Apply to QuickLoanLink and learn how to filter out good loan options up to $50,000, regardless of your credit score.
Keep Reading