The Extra Debit Card Mastercard does indeed offer credit-building capabilities by reporting payment history to credit bureaus, potentially providing rewards and benefits, and often coming with advantages for international use.

Yes, you can use the Extra Debit Card for your business expenses, and it may help you build your credit score. Building a credit score is a long journey, but with the right financial product, you can get there faster and minimize your stress throughout the way.

One of the major advantages of the Extra Debit Card, besides being a globally accepted Mastercard, is that it’s not like regular credit cards for rebuilding your credit score. Since it’s a debit card, not a credit card, you don’t need to undergo a credit check to obtain your account. You can use your online banking to make on-time payments and track your progress.

Using a debit card to build credit offers the advantage of improving your credit score without accumulating debt. Your responsible financial activity, like on-time payments and wise expense management, can be reported to credit bureaus. Unlike credit cards, there’s no risk of debt since debit card transactions are linked to available funds in your account, making it a safer option for building credit.