Whether to use a debit or credit card depends on your financial situation and spending habits. Debit cards are linked to your checking account, so you can only spend money you have. Credit cards can help you build credit but can also lead to debt if not used responsibly.

Yes, you need to open a Mission Lane account to get a Mission Money Debit card. However, opening a Mission Lane account is easy and can be done online in just a few minutes. To open a Mission Lane account, you’ll need to provide your basic personal information, such as your name, address, and Social Security number. You’ll also need to have a valid checking account.

Yes, Mission Lane is a trustworthy company. It is a licensed financial technology company that is regulated by the California Department of Business Oversight. Mission Lane is also a member of the Federal Deposit Insurance Corporation (FDIC), which means that your deposits are insured up to $250,000.