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Upgrade Cash Rewards Visa®, $25,000 in loans and an unlimited cash back program!

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A credit card that can give you access to one of the lowest APRs on the market: meet the Upgrade Cash Rewards Visa®. Plus, you can apply for a direct loan and have the amount deposited in your account. You can also enjoy a fantastic cash-back program that offers you 1.5% back on everyday purchases.

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Understand why this should be your newest credit card/personal loan service:

Loans of up to $25,000.
1.5% cash back program.
Installment of purchases at fixed rates.
Zero fee for purchases abroad.

You will remain in the same website

Fixed rate instalments offer predictability and peace of mind. When you use fixed rate instalments, you know exactly how much you’ll pay each month, regardless of how interest rates fluctuate. This can be a major advantage if you’re worried about your budget or if you have other financial obligations.

Yes, you can use your cash back rewards to pay your Upgrade Cash Rewards card balance. You can redeem your rewards at any time and for any amount. To redeem your rewards, simply log in to your Upgrade account and click on the “Rewards” tab.

Yes, Upgrade is a trustworthy company. Upgrade is a licensed and regulated financial institution. The company is also a member of the Better Business Bureau and has an A+ rating.

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