Credit Cards
Standard Bank Gold Credit Card review: should you get it?
Discover this card will help you save a lot on travel! Enjoy R250,000 limit and several discounts. Keep reading to learn more!
Advertisement
EStandard Bank Gold Credit Card: 20% off at Emirates Airlines!
You no longer have to choose between a card offering travel perks or rewards programs and offers. The Standard Bank Gold Credit Card offers all that and more!
Standard Bank Gold Credit Card: check out how to apply!
Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!
Below, understand why this is considered one of the best cards on the South African market! So keep reading and learn more!
Credit Score | Good or excellent (above 650); |
Monthly Fee | R63; |
Initiation Fee | R180; |
Interest Rate | From 10.25% to 21% (variable); |
Rewards | Up to 30% discount on select brands, including Emirates, booking.com, Rentalcars.com, and more! |
Standard Bank Gold Credit Card: learn more about this financial product
This credit card packs everything you expect from a good card. Initially, the credit limit for this product is R250,000.
In addition, with this card, you can buy airline tickets to national and international destinations with up to 20% discount at Emirates.
Additionally, you’ll earn 5% cashback if you book accommodations through Booking.com.
Another feature you can count on while traveling is a 10% discount on car rentals from Rentalcars.com or Avis.
During the trip, you can also count on insurance coverage that covers all essential basic services. Other discounts of up to 30% and restaurant perks are available.
You will be redirected to another website
Standard Bank Gold Credit Card features
Indeed, the Standard Bank Gold Credit Card can be a great ally when traveling internationally and in everyday life.
However, this one also has drawbacks you must be aware of. Below, you can check the “good” and “bad” of having this card! Then let’s check it out!
What are the benefits?
- Discounts of up to 20% on airline tickets for domestic and international flights;
- 5% cashback whenever you book hotels, apartments, and more on booking.com;
- Exclusive offers on restaurants, leisure, and much more;
- Access the UCount Rewards program (accumulate points on all your purchases).
And what are the drawbacks?
- Monthly fee and relatively high initiation fee;
- Applicants need to prove a monthly income above R5,000;
- High fees for branch cash withdrawals or note deposits: R80 per transaction plus R2.5 for every R100 withdrawn;
- The international transaction fee of all Standard Bank cards is 2.75%.
What credit score do you need to get the card?
The Standard Bank Gold Credit Card brings advantages, travel, and cashback programs. Thus, it requires a better credit score.
Therefore, you are more likely to be eligible for this card if your score is good or excellent (above 650).
How does the application process work?
The world of cashback and exclusive discounts awaits you! Below is a step-by-step guide on how to apply for this card! So read on to learn more!
Standard Bank Gold Credit Card: check out how to apply!
Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!
Trending Topics
Apply for the Disability Grant: find out how
Apply for the Disability Grant and get access to a free continuous and indefinite pension of up to R1,990 until you can work again!
Keep ReadingWhat is a good credit score in South Africa?
A number can define your financial life. Find out what is a good credit score South Africa and how to use this indicator to your advantage:
Keep ReadingStandard Bank World Citizen Credit Card full review: should you get it?
Standard Bank World Citizen Credit Card will change your travel with discounts and exclusive benefits. Up to 20% discount on flights.
Keep ReadingYou may also like
How to Claim Your UIF Payments? Easy Steps! [2023]
Stop leaving money on the table - learn how to efficiently claim UIF payments and secure the financial support you deserve.
Keep ReadingSouth African Express: cheap flights and offers from R500!
South African Express offers cheap flights to major cities in South Africa: pay less than R500 for an air ticket. Learn more!
Keep ReadingChoose Your Loan: Find Your Ideal Match!
Discover your ideal loan with our guidance! Let us help you choose the right loan that meets your unique financial needs and goals.
Keep Reading