In fact, we decided to compare two cards from the same “family”: Upgrade Triple Cash Rewards Card or Upgrade Cash Rewards Card? Which one offers a better solution for your customers?

Thus, some people predict that the Upgrade Triple Cash Rewards Card will be the best option. However, when it comes to credit cards, the most obvious answer is not always the correct one.

It is necessary to evaluate not only the advantages that each card offers, but the fees and conditions they create to access them. In this way, we will be drawing each card fairly and deeply.

So, that’s exactly what we’re going to do in this article. Before making a decision, take a look at the individual analysis of each of the cards.

Now, we start our comparison with a summary table of the main characteristics of each card. So, pay close attention to the details to draw your first conclusions:

So far, the differences between the cards studied are only in the rewards program. While Upgrade Cash Rewards treats all purchases of equal value, Upgrade Triple Cash Rewards prioritizes a certain category.

Since all other categories in the table are equal, the rewards program becomes a weighted criterion. Therefore, depending on your consumer profile, the Upgrade Triple Cash Rewards may not be the best option.

However, it is still too early to end our analysis. So, check out the following topic with more resources:

Now, let’s find out what are the pros and cons of the Upgrade Cash Rewards credit card.

That way, you can compare the two options and make the best decision for your financial needs and goals. See below:

As you can see, the advantages and disadvantages are basically the same. Most of these conditions are also maintained for the other cards in the Upgrade family. So again, what will guide your choice is how profitable each cashback program is for you.

Therefore, we recommend that you do some simple math before deciding. First, analyze your monthly expenses for the last three months. Add them separately and multiply that value by 0.015.

The result is the amount of rewards you would have earned each month if you had paid for them with the Upgrade Cash Rewards Card.

Now, go back to the same values ​​and try to separate them by categories as in the Upgrade Triple Cash Rewards Card cashback program.

Multiply the category values ​​by 0.03. Multiply values ​​that are not in any of the categories and multiply by 0.01. Add these last two values.

This is the amount of rewards you would have earned if you had used the Upgrade Triple Cash Rewards card in the last three months. Now, just buy the simulation results and decide which one is best for you right now.

Do you feel like you need to do more research before deciding? All good! If you want, you can start by analyzing another option that has already been presented here, on this blog. Click on the link below and check it out: