Credit Cards
Woolworths Black Credit Card: check out how to apply!
Apply for a black card full of benefits, discounts and exclusive offers: up to 3% cash back and much more. Find out more below!
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Woolworths Black Credit Card: up to 8 free authorized user cards to amplify your reward earnings

Apply to Woolworths Black credit card to get up to 3% cashback on all your purchases. Plus, get up-to-date accidental damage protection with any purchase and travel insurance.
Learn how to apply for this card in the review below. First, know the basic conditions that every candidate for this card must meet:
- Be 18 years of age or older;
- Have a valid RSA ID number;
- Earn in R41,666 or more per month.
Here’s how to apply to this card:
How to apply on the website
Go to Woolworths Black Credit Card official website to apply for this product. Then click on the “apply now” button.
Then you will be submitted to a pre-qualification. This is a short questionnaire about general information. Only after being accepted in this test will you be able to access the application questionnaire itself.
Among the questions, they will ask for your ID number and your credit score. All your backgrounds will be verified and you will know which Woolworth financial products you will have access to.
Select the card, if available, and continue the qualification process to submit income information and finalize your claim.
You will be redirected to another website
How to apply using a mobile app

In fact, you can also apply for this card from your cell phone. To do so, you must access the official website of this card through your mobile browser.
Once your card is approved, download the “Woolworths” app for free from your mobile app store. This is available for Apple, Android and Huawei phones.
Through this app, you can manage your card and Wrewards program benefits.
In addition, you can receive information about promotions and offers from that store and request an increase in your credit limit.
That way, you will have plenty of opportunities to save and accumulate rewards.
Woolworths Black Credit Card vs. Capitec Credit Card: choose which one is best for you
In effect, other cards directly revitalize like the Woolworths Black Card. One of these is the Capitec Credit Card.
This card has good rates and a very interesting rewards program. To see a breakdown between these two products, see the table below:
| Woolworths Black Credit Card | Capitec Credit Card | |
| Credit Score | Good or better (de 681 a 766) | Good or better (680 or higher) |
| Monthly Fee | R69 | R45 |
| Initiation Fee | R135 | R100 |
| Interest Rate | N/A | From 9.75% to 20.25% (variable) |
| Rewards | WRewards: 3% cashback on quarterly vouchers on all Woolies purchases (Woolworths stores); 1% cashback on quarterly vouchers on all other purchases. | Live Better Program, which offers a cashback of up to 1.5% for customers who complete monthly challenges |
To learn more about the Capitec Credit Card and how to apply for it, access the following post!
Capitec Credit Card: check out how to apply!
Apply for the Capitec Credit Card which has excellent advantages: rewards, high credit limit, low fees, and much more. Read on to apply!
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