Apply for the Compensation Fund (COID)

In cases of occupational injuries or illnesses, you can count on federal aid to defray out-of-pocket health care expenses and expenses. Learn more!


by José Gonçalo

Published on 04/11/2023

Receive up to 75% of your salary as a lifetime pension!

Compensation Fund (COID)
Apply for the COID. Source: Foster the Money

Apply to the Compensation Fund (COID) and count on federal help at a delicate moment in the life of every worker.



Compensation Fund (COID)

Federal Aid Pension

Receive up to 75% of your salary as a pension! Cover medical expenses and more!

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Meet the federal pension that can be for life and offers up to 75% of your current salary. Below, find out everything you need to understand about this subject!

Who is eligible for the program?

In South Africa, all employees can apply for Compensation Fund (COID). In effect, this includes full-time and part-time permanent and temporary employees.

However, independent contractors, freelancers, and freelancers are not covered by COID. Indeed, these are not considered employees.

Employers are responsible for registering their employees with the COID. Also, employees are required by law to make required contribution payments to COID.

Members of the South African National Defense Force and the South African Police Service are not covered by COID. These have compensation schemes.

The worker can resort to COID if the injury or illness arises during work. Those who are injured or ill must quickly report it to their employer.

What documents do you need to provide?

To apply for COID, you need the following documents:

  • W.CL.2 – Notification of Occupational Injury or Illness Form (completed by the employee or his representative and sent to the employer as soon as possible. The employer must send the form to COID within seven days);
  • W.CL.1 – Employer Reporting an Occupational Injury or Illness Form (completed by the employer and submitted to COID within seven days of receiving form W.CL.2.);
  • Medical certificate attesting to the injury or illness and describing the necessary medical treatment;
  • Proof of income and Identity document;
  • Any other relevant documentation (police report or an employer accident report, for example).

Finally, COID may require additional information or documentation to process an order.

Compensation Fund (COID) application

Counting money south african rands
Compensation Fund (COID) application. Source: Adobe Stock

To apply for Compensation Fund (COID), after gathering the above documentation, follow these steps!

File a complaint with the COID

You can file a complaint with COID by completing the COID 3 form. Indeed, this is available on the COID website. You will need to provide details about the injury or illness.

Be sure to inform the date, time, and place of the incident and the medical treatment received.

Submit the necessary documentation

Along with the COID 3 form, you must submit the necessary documents. In fact, the list of those is in the topic above.

Wait for a COID decision

COID will investigate your complaint and may request additional information or documentation.

The worker will be notified in writing when COID agents review your application.

You will receive COID compensation, including medical expenses, loss of income, and other benefits in case of an approved application.

You can appeal the decision within 90 days of receiving the notification in case of denial of the request.

Find other assistance programs: War Veteran’s Grant

Monthly payments of up to R2,040! Learn more about one of the most pensions offered by the federal government. Also, know who can receive it!

War Veteran's Grant

Apply for the War Veteran's Grant: find out how

Apply to War Veteran's Grant and automatically increase your annual income by at least R24,000! Understand how to apply for this federal aid!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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