Credit Cards

FNB Aspire Credit Card: check out how to apply!

Find out how to apply for the FNB Aspire Credit Card, a credit card that offers free life insurance, 55 days interest free, and many other benefits!


by José Gonçalo

10/28/2022 | Updated on 11/01/2022

FNB Aspire Credit Card: 55 days without interest charges and a cashback program!

FNB logo
Learn how to apply for the FNB Aspire Credit Card. Source: FNB

Apply for the FNB Aspire Credit Card with a card that accepts balance transfers and gives you 55 days interest-free. Below, learn about the basic criteria and how to apply for this card.


Credit card

FNB Aspire

Cashback Visa

55 days interest-free. Rewards program.

You will be redirected to another website

Basically, to apply for this card, you need to meet the following criteria:

  • Be at least 18 years of age;
  • Possess a South African ID card/book;
  • Be a South African resident;
  • Possess an income between R84,000 and R449 999 per year.

If you meet these criteria, see how to apply below:

How to apply on the website

To apply for the FNB Aspire Credit Card, you’ll need to provide your RSA ID number and valid phone number.

Next, you will be asked to provide more information about your age, address, and income. All this information must be verified. For this reason, please have the following documents with you:

  • Copy of your recent pay slip;
  • Three-month bank statements;
  • South African ID book/card;
  • Proof of address.

Only after the verification process will you have access to your card’s conditions (interest rate and credit limit).

How to apply using a mobile app

Black woman using notebook/laptop (Apply FNB Aspire Credit Card)
Learn how to apply for the Capitec Credit Card. Source: FNB

If you prefer, you can apply through the mobile application. For this, I download the “FNB” app. Afterward, you will need to register with the FNB internet banking service.

Then click “set up my banking app” and create your login. Then follow the steps to apply for your card. Using the app, you don’t have to wait until the card arrives at your house.

Once approved, you will be able to use the FNB virtual card. This has the same functionality and security as the physical card.

FNB Aspire Credit Card vs. African Bank Credit Card: choose which one is best for you

Indeed, the South African credit card market is full of good options. So, to make sure you make a good choice, you need to analyze them.

In the table below, we made a comparison between two of the cards with the most customers today. Then compare them and decide which one should be yours:

FNB Aspire Credit CardAfrican Bank Credit Card
Credit ScoreExcellent (more than 670);N/A;
Monthly FeeR25;R50.00;
Initiation FeeUp to R175;R120.00;
Interest RateVariable based on your credit score and the prime rate;62 days interest-free;
RewardsUp to R150 cash back in eBucks at Checkers, Shoprite, or Usave; Up to R150 cash back in eBucks at Clicks, Engen, and Intercape.None.

To know more about African Bank Credit Card and learn how to apply, read our post below!

African Bank logo

African Bank Credit Card: check out how to apply!

Learn how to apply the African Bank Credit Card to manage your money safely and still earn a 3% return o your account!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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