Loans
Apply for the Oportun Personal Loans: Fast Approvals
Take a step toward financial relief by choosing to apply for the Oportun Personal Loans. Enjoy custom interest rates and straightforward lending!
Advertisement
Unlock swift approvals and step into financial comfort with Oportun!

Start a new and simplified financial journey as you apply for the Oportun Personal Loans – indeed, a lending solution designed with your needs and ease in mind.
With secured and unsecured options, and loans that go up to $18,500, their online process is simple, and we are going to show you every step of the way. So read on!
Online application
Head to the Oportun website and learn about their different loan options. It’s all laid out simply, so you can find what you need without any stress.
Further, hit ‘Apply Now’ to start your Oportun Personal Loans application. This step is easy, and it gets the whole process rolling in a few clicks.
Firstly, you’ll enter some basic information like your name and address. Thus, this isn’t complex; it just helps Oportun know who you are.
Next, share your financial details – like how much you make and spend in a month. Oportun uses this to work out an offer that fits your wallet and payment capabilities.
Then, hit submit and wait. Oportun will check your info and work out a loan that suits what you can afford. Now, you’re on the way to getting the funds you need!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
What are the requirements?

Indeed, Oportun welcomes those without a credit score, ensuring inclusivity in lending practices.
Oportun is here to help you on your financial journey, regardless of your credit history.
Moreover, with a minimal monthly income requirement of $500, they ensure their loans are accessible. Verification can come from various income sources.
Finally, they go through your debts and living costs to determine your loan approval and amount, crafting a solution that echoes with you.
Apply on the app
In addition, Oportun provides a user-friendly and intuitive mobile app in which you can manage your account, make payments, and much more.
However, you can’t apply for the Oportun Personal Loans through it. So all new applications are conducted on their website for data security reasons.
Compare the Oportun Personal Loans to other options: SoFi Personal Loans
Furthermore, Oportun Personal Loans stand out for their inclusivity, extending financial help even to those without a credit score.
Their approach simplifies the path to financial support with ease.
But if you’re considering alternatives, the SoFi Personal Loans might catch your attention.
Offering an array of loan options, it offers financial solutions designed to suit varying needs.
Some highlights include unemployment protection and no fees – that means no nasty surprises like hidden costs or charges! Also, they cater to a wide range of credit scores.
| Oportun Personal Loans | SoFi Personal Loans | |
| APR | Between 29.00% – 35.95%. | 8.99% to 25.81%; |
| Loan Purpose | Medical bills, unexpected expenses, home improvement, car repairs, and more. | Any purpose you may have except to pay for student loans. |
| Loan Amounts | Borrowers can request funds between $300 and $10,000 with unsecured loans. $2,525 to $18,500 with a vehicle as collateral. | You can borrow any amount between $5,000 and $100,000. |
| Credit Needed | There are no minimum requirements. | There is no minimum threshold to be met. |
| Origination Fee | Between 0% and 8%. | None. |
| Late Fee | Between $5 and $15. | There are none. |
| Early Payoff Penalty | None. You can settle your loan anytime. | You can repay your loan anytime without any penalties. |
Interested in learning more about the SoFi loan? Check out the link below for a step-by-step guide on securing funds with them. Discover a loan tailored just for you!
Apply SoFi Personal Loans: Pre-qualify easily!
Ready to take control of your finances? Learn how to apply for SoFi Personal Loans hassle-free, ensuring your financial goals!
Trending Topics
Annual fee: everything you need to know about
Wondering what an annual fee is? How it works? Whether you should pay for one? How to avoid it? This article has everything you need to know!
Keep Reading
KOHO Premium Visa Prepaid Card: check out how to apply!
Apply for the KOHO Premium Visa Prepaid Card even with bad credit and receive 2% cashback on a card that saves you from incurring more debt.
Keep Reading
Earnest Student Loan: find out how to apply!
Apply to Earnest Student Loan and get access to student loans free of most fees charged by other companies in the field. Find out more here!
Keep ReadingYou may also like
Sable Debit Card: check out how to apply!
In minutes, you can apply for the Sable debit card and earn 2% cash back on purchases that no other agency offers. Click here to learn more.
Keep Reading
First Progress Platinum Prestige Mastercard® Secured Credit Card review
Rebuild your credit with a card that offers one of the lowest APR. Meet the First Progress Platinum Prestige Mastercard® Secured credit card.
Keep Reading
Fortiva® credit card full review: should you get it?
A card for anyone looking to boost their credit score. Click here and learn about all the advantages of the Fortiva® credit card.
Keep Reading