Loans
uBank Personal Loan: find out how to apply!
Borrow up to R180,000 for several purposes and get the money you need quickly! Enjoy a fast and simple application with uBank Personal Loan!
Advertisement
uBank Personal Loan: flexible repayment plan and fast funding!
Apply to uBank Personal Loan, a responsible bank that offers excellent lending conditions. Claim your money and see it drop into your account immediately.
In addition, you can count on the ease and convenience of requesting your money online from anywhere. So read on and learn more!
Online application
You can apply for the uBank Personal Loan without leaving your home. To do this, you must go to the official website of this product.
In the application process, you must provide personal identification and address data. In addition, it will be important to report your income.
After this initial step, you will be submitted to a credit consultation. Thus, assessing your credit history will be an important factor in whether you are eligible for a loan.
Finally, you confirm your identity and income by submitting documents. Below is the list of these:
- Latest original payslip;
- Proof of physical address (not older than three months);
- Green barcoded South African identity book or ID smart card;
- Valid passport with a valid work permit for non-South African citizens permit;
- Bank statements for the last three months (If not a ubank customer).
You will be redirected to another website
Apply on the app
Indeed, you cannot apply for uBank Personal Loan through the application provided by uBank.
However, you can still apply for a loan on your mobile phone using your mobile browser.
Once you have become a bank customer, download the “uBank Limited” app. This will be extremely useful for managing payments and other resources remotely.
Compare uBank Personal Loan to other options: Capitec Personal Loan
Indeed, in the table below, there is a comparison between the loan service of a traditional bank and another that was born in the age of technology.
Can uBank, with its more than forty years of activity, surpass Capitec, founded in 2001? To find out, read on!
uBank Personal Loan | Capitec Personal Loan | |
Interest Rate | Variable interest rate indexed to the prime rate (undefined); | From 13.25%; |
Loan Purpose | Renovate your home, finance your studies, make money for a family emergency, and debt consolidation; | Vehicle, Medical (ongoing medical expenses, surgery, therapy, or to settle bills), Education (student loan at partner educational institutions), Home Improvement (home building and DIY projects), and loan consolidation; |
Loan Amounts | Up to R180,000; | Up to R250,000; |
Repayment Term | Up to 72 months; | Up to 84 months; |
Initiation Fee | Included (undefined). | Not disclosed. |
In fact, the Capitec Personal Loan offers one of the lowest interest rates on the market.
Therefore, most likely, this bank has the best offers for you! To learn how to count on this creditor, access the following post!
Capitec Personal Loan: find out how to apply!
Apply to Capitec Personal Loan, and in three minutes, get up to R250,000 in your account immediately with up to 7 years of repayment time!
About the author / José Gonçalo
Trending Topics
Cotton On Credit full review: should you get it?
Cotton On Credit is amazing for those who like reward programs that pay off effortlessly! Enjoy 6 interest-free months! Read on!
Keep ReadingIemas Purchase Debit Card: check out how to apply!
Apply to Iemas Purchase Debit Card and understand how simple it is to have up to 3.5% cashback in more than 12,000 stores.
Keep ReadingDiscover the world: Buy cheap CemAir flights
Learn how to buy cheap CemAir flights taking advantage of the best opportunities to save money and have the best travel experience!
Keep ReadingYou may also like
Apply for the Grant-in-aid
Apply to Grant-in-aid to receive an additional federal pension of up to R6,000 a year. Learn how you can request this free help!
Keep ReadingPoetry Store Card full review: should you get it?
Meet the Poetry Store Card, the credit card that offers discounts of up to R600 m and more than 26,000 stores spread across the country!
Keep ReadingBlink Finance Personal Loan: find out how to apply!
Learn how to apply to Blink Finance Personal Loan and get a great loan even with a bad credit score! Borrow up to R8,000 fast!
Keep Reading