Credit Cards

Standard Bank Gold Credit Card review: should you get it?

Discover this card will help you save a lot on travel! Enjoy R250,000 limit and several discounts. Keep reading to learn more!

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EStandard Bank Gold Credit Card: 20% off at Emirates Airlines!

Standard Bank Gold Credit Card
Standard Bank Gold Credit Card full review. Source: Foster the Money

You no longer have to choose between a card offering travel perks or rewards programs and offers. The Standard Bank Gold Credit Card offers all that and more!

Standard Bank logo

Standard Bank Gold Credit Card: check out how to apply!

Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!

Below, understand why this is considered one of the best cards on the South African market! So keep reading and learn more!

Credit ScoreGood or excellent (above 650);
Monthly FeeR63;
Initiation FeeR180;
Interest RateFrom 10.25% to 21% (variable);
RewardsUp to 30% discount on select brands, including Emirates, booking.com, Rentalcars.com, and more!

Standard Bank Gold Credit Card: learn more about this financial product

This credit card packs everything you expect from a good card. Initially, the credit limit for this product is R250,000.

In addition, with this card, you can buy airline tickets to national and international destinations with up to 20% discount at Emirates.

Additionally, you’ll earn 5% cashback if you book accommodations through Booking.com.

Another feature you can count on while traveling is a 10% discount on car rentals from Rentalcars.com or Avis.

During the trip, you can also count on insurance coverage that covers all essential basic services. Other discounts of up to 30% and restaurant perks are available.

Standard Bank Gold Credit Card features

Cropped shot of African-American businessman paying with credit card online making orders via Internet. Successful black male holding plastic card making transaction using mobile banking application
Standard Bank Gold Credit Card features. Source: Freepik

Indeed, the Standard Bank Gold Credit Card can be a great ally when traveling internationally and in everyday life.

However, this one also has drawbacks you must be aware of. Below, you can check the “good” and “bad” of having this card! Then let’s check it out!

What are the benefits?

  • Discounts of up to 20% on airline tickets for domestic and international flights;
  • 5% cashback whenever you book hotels, apartments, and more on booking.com;
  • Exclusive offers on restaurants, leisure, and much more;
  • Access the UCount Rewards program (accumulate points on all your purchases).

And what are the drawbacks?

  • Monthly fee and relatively high initiation fee;
  • Applicants need to prove a monthly income above R5,000;
  • High fees for branch cash withdrawals or note deposits: R80 per transaction plus R2.5 for every R100 withdrawn;
  • The international transaction fee of all Standard Bank cards is 2.75%.

What credit score do you need to get the card?

The Standard Bank Gold Credit Card brings advantages, travel, and cashback programs. Thus, it requires a better credit score.

Therefore, you are more likely to be eligible for this card if your score is good or excellent (above 650).

How does the application process work?

The world of cashback and exclusive discounts awaits you! Below is a step-by-step guide on how to apply for this card! So read on to learn more!

Standard Bank logo

Standard Bank Gold Credit Card: check out how to apply!

Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!

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