Credit Cards

Standard Bank Gold Credit Card review: should you get it?

Discover this card will help you save a lot on travel! Enjoy R250,000 limit and several discounts. Keep reading to learn more!

Advertisement

EStandard Bank Gold Credit Card: 20% off at Emirates Airlines!

Standard Bank Gold Credit Card
Standard Bank Gold Credit Card full review. Source: Foster the Money

You no longer have to choose between a card offering travel perks or rewards programs and offers. The Standard Bank Gold Credit Card offers all that and more!

Standard Bank logo

Standard Bank Gold Credit Card: check out how to apply!

Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!

Below, understand why this is considered one of the best cards on the South African market! So keep reading and learn more!

Credit ScoreGood or excellent (above 650);
Monthly FeeR63;
Initiation FeeR180;
Interest RateFrom 10.25% to 21% (variable);
RewardsUp to 30% discount on select brands, including Emirates, booking.com, Rentalcars.com, and more!

Standard Bank Gold Credit Card: learn more about this financial product

This credit card packs everything you expect from a good card. Initially, the credit limit for this product is R250,000.

In addition, with this card, you can buy airline tickets to national and international destinations with up to 20% discount at Emirates.

Additionally, you’ll earn 5% cashback if you book accommodations through Booking.com.

Another feature you can count on while traveling is a 10% discount on car rentals from Rentalcars.com or Avis.

During the trip, you can also count on insurance coverage that covers all essential basic services. Other discounts of up to 30% and restaurant perks are available.

Standard Bank Gold Credit Card features

Cropped shot of African-American businessman paying with credit card online making orders via Internet. Successful black male holding plastic card making transaction using mobile banking application
Standard Bank Gold Credit Card features. Source: Freepik

Indeed, the Standard Bank Gold Credit Card can be a great ally when traveling internationally and in everyday life.

However, this one also has drawbacks you must be aware of. Below, you can check the “good” and “bad” of having this card! Then let’s check it out!

What are the benefits?

  • Discounts of up to 20% on airline tickets for domestic and international flights;
  • 5% cashback whenever you book hotels, apartments, and more on booking.com;
  • Exclusive offers on restaurants, leisure, and much more;
  • Access the UCount Rewards program (accumulate points on all your purchases).

And what are the drawbacks?

  • Monthly fee and relatively high initiation fee;
  • Applicants need to prove a monthly income above R5,000;
  • High fees for branch cash withdrawals or note deposits: R80 per transaction plus R2.5 for every R100 withdrawn;
  • The international transaction fee of all Standard Bank cards is 2.75%.

What credit score do you need to get the card?

The Standard Bank Gold Credit Card brings advantages, travel, and cashback programs. Thus, it requires a better credit score.

Therefore, you are more likely to be eligible for this card if your score is good or excellent (above 650).

How does the application process work?

The world of cashback and exclusive discounts awaits you! Below is a step-by-step guide on how to apply for this card! So read on to learn more!

Standard Bank logo

Standard Bank Gold Credit Card: check out how to apply!

Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics

content

What is the minimum credit score to buy a car in South Africa?

Are you going to buy a car? Know what is the minimum credit score to buy a car in South Africa and how to buy your car with a lower score!

Keep Reading
content

Hoopla Loans: find out how to apply!

Apply to Hoopla Loans and, in seconds, find hundreds of lenders competing to offer you the best loan. Learn more in this post!

Keep Reading
content

Woolworths Gold Credit Card: check out how to apply!

Apply for the Woolworths Gold Credit Card and have promotions, offers, and discounts, plus the possibility to multiply your rewards!

Keep Reading

You may also like

content

Apply for the Foster Child Grant: find out how

Apply for Foster Child Grant and increase your monthly income by R1,070. Find out how to tell your children about this government help!

Keep Reading
content

Nedbank American Express Gold Credit Card full review

Meet Nedbank American Express Gold, the credit card that will offer an excellent reward program! Enjoy up to 50% off on select services!

Keep Reading
content

Safair: cheap flights and offers from R900 (international travel)

Safair offers airline tickets for flights so cheap and with benefits that it's hard to believe: discounts of up to 75% and access to lounges!

Keep Reading