Credit Cards
FNB Aspire Credit Card full review: should you get it?
The FNB Aspire Credit Card is a card issued by one of the most traditional banks in the country. Very well rated by its customers, it adds a good cashback program, travel benefits and much more. See a full review!
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FNB Aspire Credit Card: rewards program, balance transfer, and more!

Indeed, the FNB Aspire Credit Card is a solution offered by one of the most traditional banks in South Africa.
FNB Aspire Credit Card: check out how to apply!
Find out how to apply for the FNB Aspire Credit Card, a credit card that offers free life insurance, 55 days interest free, and many other benefits!
Thus, this credit product combines the main features a credit card can offer. Find out if this is the best option for you in the review below:
| Credit Score | Excellent (more than 670); |
| Monthly Fee | R25; |
| Initiation Fee | Up to R175; |
| Interest Rate | Variable based on your credit score and the prime rate; |
| Rewards | Up to R150 cash back in eBucks at Checkers, Shoprite, or Usave; Up to R150 cash back in eBucks at Clicks, Engen, and Intercape. |
FNB Aspire Credit Card: learn more about this financial product
Indeed, the FNB Bank is an old acquaintance of South Africans. Taking advantage of its prestige, this bank launched a card that adds several functions.
With this card, you can access a rewards program, eBucks, which offers up to R150 cash back on purchases at participating stores.
In addition, you will have access to a personalized interest rate defined according to your profile. You still have 55 interest-free days and can pay your purchases in installments.
Customers of this card can still count on balance transfers to pay debts with 15% interest. Finally, it is a Visa card, accepted practically worldwide.
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FNB Aspire Credit Card features

Indeed, this card brings together many functions that may seem very useful. However, there are some “weaknesses” in this card that you need to know about before applying for it.
Below, check out the lists and get to know the main advantages and disadvantages of this card:
What are the benefits?
- 55 days without interest;
- Allows you to transfer your balance: a great opportunity to consolidate debts and escape high-interest rates on debts generated on other cards, by loans, or in stores;
- Cashback Program;
- Access to the SLOW Lounge and life insurance for international travel.
And what are the drawbacks?
- The cashback program is limited to select stores. Therefore, you will not earn cashback on most of your purchases;
- The card doesn’t offer many benefits for travelers, just the basics: no extra rewards for tickets or accommodation or special discounts;
- The minimum income required for applicants for this card is high;
- If you want to add an authorized user, you will incur an additional monthly cost.
What credit score do you need to get the FNB Aspire Credit Card?
The official website for this product does not set a minimum credit score for its applicants.
However, cards that offer cash back, balance transfer, and travel benefits generally require excellent credit scores. Thus, we recommend you have this score to have a better chance of being approved.
How does the FNB Aspire Credit Card application process work?
In the following post, check out how you can apply for this card without leaving home!
FNB Aspire Credit Card: check out how to apply!
Find out how to apply for the FNB Aspire Credit Card, a credit card that offers free life insurance, 55 days interest free, and many other benefits!
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