Credit Cards
RCS Store Card full review: should you get it?
Learn more about the credit card that allows you to shop in thousands of physical and virtual stores across the country. Keep reading to learn more!
Advertisement
RCS Store Card: up to 55 days interest-free!
The RCS Store Card is practically mandatory for anyone living in South Africa. After all, you can access several benefits and discounts!
RCS Store Card: check out how to apply!
Apply to the RCS Store Card and start building your credit today with discounts and cashback programs at over 30,000 stores!
Next, get to know one of the most popular cards in our country. So let’s get started!
| Monthly Income | At least R1,000 per month; |
| Monthly Fee | Not disclosed; |
| Initiation Fee | Not disclosed; |
| Interest Rate | Up to 55 days interest-free. Up to 24.50% per year after; |
| Rewards | Cashback program, points, and exclusive discounts on selected purchases at stores that are part of the RCS Shopping Network. |
RCS Store Card: learn more about this financial product
You don’t have to look far to find someone with an RCS Store CardThesese is a hit due to their simplicity and low readability criteria. However, that is not all.
Also, cardholders can access thousands of discount, reward, and cashback programs at 30,000 stores nationwide.
Therefore, it is very likely that your favorite store is part of the RCS chain of stores.
Thus, if you have this card, you can access advantages no other customer is entitled to. All your purchases over R600 can be paid off in 24 or 36 months.
By the way, this is a good way to take advantage of your credit limit, which can reach R$ 40,000. All this on a card with up to 55 days without interest.
You will be redirected to another website
RCS Store Card features
Indeed, having a card that unifies promotions from many stores brings many advantages.
However, the cards also have “downsides” that you must know. So below is a list of the main advantages and disadvantages of the RCS card.
What are the benefits?
- Shop at over 30,000 stores and pay within 36 months;
- Access exclusive offers, rewards programs, and promotions;
- Enjoy 55 days with no interest rate;
- Great opportunities for those who want to build a good credit history.
And what are the drawbacks?
- The plethora of promotions and rewards can act as an incentive for you to spend more;
- Not all products and stores that are part of the RCS Shopping Network offer rewards;
- You cannot use this card at non-RCS Shopping Network stores;
- Lack of information about this card’s costs on their website.
What are the requirements to apply?
To apply for this credit card, you must meet the following requirements:
- Be at least 18 years of age;
- Have a South African ID book or Driver’s License;
- Documents that prove your income (your latest payslip or bank statement);
- Have a monthly income of R 1,000 or more.
How does the application process work?
Having an RCS Store Card means accessing thousands of promotions and exclusive offers. See the following post to find out how to apply for your RCS card.
RCS Store Card: check out how to apply!
Apply to the RCS Store Card and start building your credit today with discounts and cashback programs at over 30,000 stores!
Trending Topics
Woolworths Black Credit Card: check out how to apply!
Apply to Woolworths Black credit card and get up to 3% cashback and up to 8 extra credit cards without having to pay additional fees for it!
Keep Reading
uBank Personal Loan review: up to R180,000
Read our uBank Personal Loan review, and discover how to get the money you need! Qualify for personalized rates! Enjoy fast funding!
Keep Reading
Apply for the Grant-in-aid
Apply to Grant-in-aid to receive an additional federal pension of up to R6,000 a year. Learn how you can request this free help!
Keep ReadingYou may also like
South African Express: cheap flights and offers from R500!
South African Express offers cheap flights to major cities in South Africa: pay less than R500 for an air ticket. Learn more!
Keep Reading
FNB Aspire Credit Card full review: should you get it?
The FNB Aspire Credit Card combines cashback, 55 days interest-free, traveler benefits, and much more. Read our review to learn more!
Keep Reading
Iemas Purchase Debit Card: check out how to apply!
Apply to Iemas Purchase Debit Card and understand how simple it is to have up to 3.5% cashback in more than 12,000 stores.
Keep Reading