Gold credit cards, in general, were designed for customers with a very specific consumption pattern. These are customers who have a medium or high consumption pattern, tend to eat out frequently and have other types of expenses during the day. Thus, this type of card usually offers a loyalty program that generates rewards in proportion to spending. Also, these cards may offer some perks for travel, but that’s not exactly the focus. Thus, “compulsive travelers” may not benefit much from this type of card.

Most of your purchases made with an Absa Gold credit card will generate a 1.15% cashback. However, there are specific brands that offer special conditions, with greater discounts or cashbacks that can reach 30%. Below, check out the list of these partner companies: small business FRIDAY, Bolt, Woolworths, Dis-chem pharmacies, Net Florist, Dis-chem baby city, The Kid Zone, Sasol, Fidelity ADT, Mytelnet, NuMetro, Travelstart, AVIS, McCarthy. co.za, Camelot SPA, Pick n Pay, Mangwanani, Food Lover’s Market and Zulzi.

The credit limit of Absa credit cards is defined by criteria that are not clear to the public. However, we know that credit is directly related to a user’s income level and especially their credit history and score. In addition, a specific customer’s credit limit can be increased automatically or upon customer request. However, for Absa Gold credit card customers, the maximum credit limit is R90,000.