Credit Cards

Absa Gold Credit Card full review: should you get it?

Meet the credit card that offers one of the highest reward rates in the national market! Enjoy travel benefits and more! Read on to learn more!

Advertisement

Absa Gold Credit Card: up to 30% cashback and travel benefits

Absa Gold Credit Card
Absa Gold Credit Card full review. Source: Foster the Money

Absa Gold Credit Card offers one of the highest cashback rates in the country. Finding an option in the competition that exceeds a 30% return on purchases is difficult.

Absa logo

Absa Gold Credit Card: check out how to apply!

Apply for Absa Gold Credit Card and enjoy a reward program and travel benefits. Up to 30% cashback. Keep reading to learn more.

However, this card offers more than that. Are you interested in learning more about it? Then keep reading our full review and understand all the benefits offered!

Credit ScoreGood or excellent (650 or greater);
Monthly FeeR55;
Initiation FeeNot disclosed;
Interest Rate57 days of interest-free on qualifying transactions. Up to 21% interest rate after;
RewardsAbsa Rewards: Up to 30% cashback on purchases at Food Lover’s Market, Pick n Pay, Woolworths, Dis-Chem stores, and more. Up to 1.15% cashback on all other purchases.

Absa Gold Credit Card: learn more about this financial product

Absa Gold Credit Card is one of the cards offered by one of the most famous banks in the country, Absa Bank.

Like other credit products from this issuer, this card has a rewards program that offers up to 30% cashback. You can receive rewards for purchases domestically or internationally.

In fact, a rate almost unrivaled for the competition. In addition, this card offers exclusive rates for lounge tickets at national and international airports.

Travelers can also count on travel insurance that protects them in fatality cases. If you lose your card, don’t worry.

Just notify the bank, and you are exempt from liability. You also have a list of Visa benefits to make your trips even more unforgettable.

Absa Gold Credit Card features

Pleased and happy european guy shrugging while holding smartphone and credit card, smiling and standing over gray background. Man is pleased how simple he can now pay for his needs
Check Absa Gold Credit Card main features. Source: FreePik

This credit card adds travel advantages and benefits to the consumer. This way, it presents itself as a very profitable option.

However, there are some drawbacks too! To learn more, see the lists of major pros and cons below!

What are the benefits?

  • A rewards program that offers cashback on all purchases (up to 30% earnings in some categories);
  • Special rates for access to local and international lounges at Bidvest airports and travel insurance on international flights;
  • Exemption from liability in case of loss or theft of the card;
  • Access to Visa Global Merchant benefits (exclusive deals and offers, travel insurance, lounge access, and more).

And what are the drawbacks?

  • No information on the website about the initiation fee;
  • It doesn’t offer free lounge access or other travel services (which is common with travel cards);
  • Complicated rewards program, with points levels that favors consumption in a few brands;
  • Relatively low credit limit.

What credit score do you need to get the card?

The income criteria are much more decisive in applying for this card. However, we recommend you have a good or excellent score to increase your chances. That means over 650 points.

How does the application process work?

Are you interested in applying for the Absa Golden credit card and start taking advantage of up to 30% cashback? Then learn how to request this card in the following post!

Absa logo

Absa Gold Credit Card: check out how to apply!

Apply for Absa Gold Credit Card and enjoy a reward program and travel benefits. Up to 30% cashback. Keep reading to learn more.

Trending Topics

content

FNB Petro Card: check out how to apply!

Apply to the FNB Petro Card and get 24/7 assistance in case of travel accidents or emergencies. Read on to learn more!

Keep Reading
content

Differences between Child Support Grant and Foster Child Grant

Discover the Child Support Grant and Foster Child Grant and learn how these projects can increase your income by up to R1,070!

Keep Reading
content

5 credit cards for low credit scores in South Africa

Discover 5 credit cards for low credit scores available in South Africa with excellent reward programs and everything you deserve!

Keep Reading

You may also like

content

Old Khaki Store Card full review: should you get it?

Save up to R600 with the Old Khaki Store Card on your next purchases from brands like Adidas, New Balance, and Samsung. Read on!

Keep Reading
content

Capitec Personal Loan review: borrow up to R250,000

Up to R250,000 immediately in your account with low interest rate. Learn more in our Capitec Personal Loan review.

Keep Reading
content

Absa British Airways Visa Credit Card: check out how to apply!

Apply to Absa British Airways Visa credit card and gain access to an excellent frequent flyer program and access to exclusive airport spaces!

Keep Reading