Credit Cards

Absa Gold Credit Card full review: should you get it?

Meet the credit card that offers one of the highest reward rates in the national market! Enjoy travel benefits and more! Read on to learn more!

Advertisement

Absa Gold Credit Card: up to 30% cashback and travel benefits

Absa Gold Credit Card
Absa Gold Credit Card full review. Source: Foster the Money

Absa Gold Credit Card offers one of the highest cashback rates in the country. Finding an option in the competition that exceeds a 30% return on purchases is difficult.

Absa logo

Absa Gold Credit Card: check out how to apply!

Apply for Absa Gold Credit Card and enjoy a reward program and travel benefits. Up to 30% cashback. Keep reading to learn more.

However, this card offers more than that. Are you interested in learning more about it? Then keep reading our full review and understand all the benefits offered!

Credit ScoreGood or excellent (650 or greater);
Monthly FeeR55;
Initiation FeeNot disclosed;
Interest Rate57 days of interest-free on qualifying transactions. Up to 21% interest rate after;
RewardsAbsa Rewards: Up to 30% cashback on purchases at Food Lover’s Market, Pick n Pay, Woolworths, Dis-Chem stores, and more. Up to 1.15% cashback on all other purchases.

Absa Gold Credit Card: learn more about this financial product

Absa Gold Credit Card is one of the cards offered by one of the most famous banks in the country, Absa Bank.

Like other credit products from this issuer, this card has a rewards program that offers up to 30% cashback. You can receive rewards for purchases domestically or internationally.

In fact, a rate almost unrivaled for the competition. In addition, this card offers exclusive rates for lounge tickets at national and international airports.

Travelers can also count on travel insurance that protects them in fatality cases. If you lose your card, don’t worry.

Just notify the bank, and you are exempt from liability. You also have a list of Visa benefits to make your trips even more unforgettable.

Absa Gold Credit Card features

Pleased and happy european guy shrugging while holding smartphone and credit card, smiling and standing over gray background. Man is pleased how simple he can now pay for his needs
Check Absa Gold Credit Card main features. Source: FreePik

This credit card adds travel advantages and benefits to the consumer. This way, it presents itself as a very profitable option.

However, there are some drawbacks too! To learn more, see the lists of major pros and cons below!

What are the benefits?

  • A rewards program that offers cashback on all purchases (up to 30% earnings in some categories);
  • Special rates for access to local and international lounges at Bidvest airports and travel insurance on international flights;
  • Exemption from liability in case of loss or theft of the card;
  • Access to Visa Global Merchant benefits (exclusive deals and offers, travel insurance, lounge access, and more).

And what are the drawbacks?

  • No information on the website about the initiation fee;
  • It doesn’t offer free lounge access or other travel services (which is common with travel cards);
  • Complicated rewards program, with points levels that favors consumption in a few brands;
  • Relatively low credit limit.

What credit score do you need to get the card?

The income criteria are much more decisive in applying for this card. However, we recommend you have a good or excellent score to increase your chances. That means over 650 points.

How does the application process work?

Are you interested in applying for the Absa Golden credit card and start taking advantage of up to 30% cashback? Then learn how to request this card in the following post!

Absa logo

Absa Gold Credit Card: check out how to apply!

Apply for Absa Gold Credit Card and enjoy a reward program and travel benefits. Up to 30% cashback. Keep reading to learn more.

Trending Topics

content

Apply for the Care Dependency Grant: find out how

Apply for Care Dependency Grant, an indispensable financial aid for needy families with children with severe disabilities. R23,760 per year!

Keep Reading
content

Choose Your Loan: Find Your Ideal Match!

Discover your ideal loan with our guidance! Let us help you choose the right loan that meets your unique financial needs and goals.

Keep Reading
content

Standard Bank Gold Credit Card review: should you get it?

Standard Bank Gold Credit Card customers have a credit limit of R250,000 and discounts of up to 30% on flights and accommodations. Read on!

Keep Reading

You may also like

content

Simplify your finances: MG Silver Prepaid Debit Card

Manage your money safely with the MG Silver Prepaid Debit Card with benefits and no monthly maintenance fee! Know more!

Keep Reading
content

African Bank Credit Card full review: should you get it?

The African Bank Credit Card is a consolidated card option that offers 62-day interest rate waivers, life insurance, and more. Learn more!

Keep Reading
content

Apply for the Grant-in-aid

Apply to Grant-in-aid to receive an additional federal pension of up to R6,000 a year. Learn how you can request this free help!

Keep Reading