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Read on to see a card with cashback that can help you build credit!

Capitec Credit Card, the card that combines cashback program, credit limit of R500k and many other advantages


The Capitec Credit Card is a card that has conquered many new customers in recent years. Plus, there is the R500,000 credit limit and up to 1.5% cashback on all purchases. Plus, you can get an annual return of 3.5% on its positive balance and the emergency travel insurance of R5 million!

Here is a list of the main advantages of having the Capitec Credit Card!

Rewards program that gives you rewards on all your purchases;
Automatic annual yield of 3.5% on positive balances;
Possibility to build your credit history;
55 days interest-free.

Most credit cards allow you to make at least one minimum monthly payment per month. Using this alternative, you can be free of late fees. For Capitec Credit Card customers, the minimum amount is defined as 5% of the outstanding balance.

One of the possibilities that the Capitec Credit Card offers its customers is to pay off the balance in a longer time. So, you can turn a balance of any amount that should have been paid in a single installment into fixed monthly payments. The maximum amount of installments you can dilute your payment in installments paid each month.

Capitec Credit Card customers have access to a special option for purchases above the maximum credit limit of R500 thousand. By placing an order through the app, you can unlock a credit limit of up to R1 million. Then you can make the purchase or purchases you need. However, keep in mind that this extra limit will only be available for 3 days. After this period, your limit will return to the value before this resource was requested.

Capitec bank underwent a comparative analysis with other relevant banks in the national scenario. This research was conducted by Ubiquity, a social intelligence company. In this study, Capitec was analyzed as the best in customer service, bank fees and costs and savings, surpassing other important banks such as Absa, Nedbank, Standard Bank and FNB.

Capitec Bank logo

Capitec Credit Card: check out how to apply!

Apply for the Capitec Credit Card which has excellent advantages: rewards, high credit limit, low fees, and much more. Read on to apply!

If your focus is on building credit, know that you can do so while earning up to 30% cashback in a rewards program that includes select stores.

To do this, you need an Absa Flexi Core Credit Card. So, if you’re interested in this card, read our post below to learn about the application process!

Absa Bank logo

Absa Flexi Core Credit Card: check out how to apply!

The Absa Flexi Core Credit Card has special conditions for those who want to build or rebuild their own credit. Check out in this post how to apply for this card!

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