R250,000 instantly in your account! Discover the fastest and simplest way to get the money you need

Capitec Personal Loan, loan with low interest rate and up to 7 years to pay


The Capitec Personal Loan is one of the simplest and fastest ways to get the money you need. After an application that takes just three minutes, you can get a loan of up to R250,000. The money lands in your account immediately and you can count on up to seven years to pay it back. In addition, you are entitled to an insurance service that can ensure financial stability for you and your family in case of fatalities. The Capitec Personal Loan admits clients with varied incomes.


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In four points, understand why Capitec can offer the best personal loan!

Loan of up to R250,000;
Up to 84 months to pay (7-year repayment term);
The monthly fees become smaller every month;
Applicants with income of just one salary can also get loans of R250,000.

You will remain in the same website

In fact, the maximum amount of a personal loan through Capitec Bank is R250,000. However, if you need a larger amount, you can request the credit service for specific needs. This service can only be requested on the website of the partner companies of that bank and can only be used for a specific purpose (home renovation, study financing, purchase of vehicles, among others). If you opt for this alternative, you can accumulate a credit of up to R500,000.

Capitec Bank offers student loans of up to R500,000 that can be paid in up to 84 months. However, this bank defines for which educational institutions this service can be requested. Below, see the list of the main partner institutions of Capitec Bank: Boston City Campus, Curro, Henley Business School, Johannesburg Business School, Milpark Education, Stadio Higher Education, Stellenbosch University and others.

There may be reasons to decline your personal loan application if: you have a low credit score, you are going through a debt management process, one or more of your debts to Capitec Bank have been handed over to external collectors for default, or you do not meets the minimum criteria (age, nationality, not having applied for a credit service in the last seven days).

Capitec logo

Capitec Personal Loan: find out how to apply!

Apply to Capitec Personal Loan, and in three minutes, get up to R250,000 in your account immediately with up to 7 years of repayment time!

FinChoice Personal Loan has loan products that are ideal for every situation. See the post below and understand how simple it is to have the money you need anytime.

Finchoice logo

FinChoice Personal Loan: find out how to apply!

Apply to FinChoice Personal Loan and get a loan of R40,000 without having to leave your home! Keep reading to learn how!

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