Truist Future credit card: check out how to apply!

Apply for a credit card that offers a great 0% APR period and does not require customers with an excellent credit score. See below:


by José Gonçalo

Published on 09/27/2022

Truist Future credit card: avoid interest rates, annual fee, and foreign transfer fee

Truist logo
Learn how to apply for the Truist Future credit card. Source: Truist

Indeed, you don’t need an excellent credit score to gain access to a 0% APR period. Apply for the Truist Future credit card to take advantage of this service.


Credit card

Truist Future

0% intro APR No annual fee

0% intro APR on purchases and balance transfers. No annual fee.

You will be redirected to another website

Below, learn about the basic requirements to apply for this card:

  • Be at least 18 years old;
  • Be a US citizen or permanent resident;
  • Allow inquiries to Equifax and TransUnion credit bureaus.

Here’s how to apply for the Truist Future credit card:

How to apply on the website

You’ll need to provide your info on the application page. If the zip code entered is based on coverage for this service, you can continue your enrollment.

Then, you must provide personal data such as your SSN, address, phone number, and email address.

You must provide your addresses for the last two years. In addition, you must provide employment and current income details.

At the end of the questionnaire, there will be a credit inquiry that may temporarily lower your credit score. Finally, the result of your submission will be sent by email.

How to apply using a mobile app

credit card silver (apply Truist Future credit card)
Learn how to apply for the Truist Future credit card. Source: Flickr

Indeed, you can rely on the “Truist Mobile” app to pay bills, send and receive money, manage your credit card, and much more. However, this application does not allow applications.

So, to become a customer, you must access the official website and follow the steps described above.

Truist Future credit card vs. Total Visa® Card: choose which one is best for you

Indeed, before choosing your new card, it is important to compare the options available on the market. Next, learn about the benefits of Total Visa® and see if this card has what you need:

Truist FutureTotal Visa®
Credit ScoreGood (650 or greater)Bad (below 580)
Annual Fee$0$75.00 for the first year. $48.00 second year onwards
Regular APR0% for the first 15 months of use. After that, between 13.49% and 22.49% (variable)34.99% (fixed)
Welcome bonusN/ANone

If you like the features of the Total Visa® Card, learn about the application process in our post below!

Total Visa® Card

Total Visa® Card: check out how to apply!

Apply for the Total Visa® Card, and you'll have a tool with everything you need to build your credit with a good starting credit limit.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics


Southwest Airlines: cheap flights and offers

Southwest Airlines is an excellent opportunity to find ultra cheap flights on the cheapest airline in the world. See this review!

Keep Reading

Apply for the VA Survivors Pension: find out how

Apply to VA Survivors Pension, which guarantees military veterans more quality of life and financial aid. Keep reading and learn more.

Keep Reading

PREMIER Bankcard® Mastercard® credit card full review: should you get it?

Read a full review of the PREMIER Bankcard® Mastercard® credit card, a card that promises to help you rebuild your credit!

Keep Reading

You may also like


Interest rates on savings accounts may be low, but you can still save money

Understand what is behind the low interest rates on savings account and how you can benefit even in this scenario.

Keep Reading

Best banks for students in 2022: 6 options

Students need specific bank accounts to avoid problems and worries. Read on to get to know the best banks for students!

Keep Reading

Applied Bank® Unsecured Classic Visa® credit card full review: should you get it?

Rely on the Applied Bank® Unsecured Classic Visa® credit card to build your credit, regardless of your current score. Know more!

Keep Reading