In the current world context, investing in unit shares may not be the best investments in South Africa.

However, there are lucrative and safe options for those who do not want to expose themselves to market uncertainties. To know them, see the following post!

We consulted the best analysts in the market to gather the best investments for investors in South Africa.

In addition, we use the ChatGPT tool, an ultra-technological robot that uses artificial intelligence to answer complex questions. Our goal is to present low-risk investments.

In this way, these can be alternatives for beginners and experts in the business world. Next, learn how to multiply your money safely without making any effort.

What do you do when you have debt and don’t have enough money to pay it off? Well, most people borrow money and pay it back with interest.

That’s exactly what governments do! Treasury Bills are one of the ways governments use to get money quickly. These are documents offered for public purchase.

Therefore, anyone with an account opened at a brokerage firm can acquire these certificates. These usually have a deadline.

Thus, after the stimulated time (from 1 day to 12 months), you receive the amount you paid to have these documents. However, this amount is returned with interest.

In fact, you can buy bonds with predetermined interest rates. So you can know in advance how much you will earn. The government guarantees this investment.

There is a way to lend money to banks and public or private companies and profit from interest.

And that’s exactly what you’re doing when you allocate your money to Money Market Funds (MMF). These are funds lend money to several companies at once.

Thus, you can count on the diversification factor, greatly reducing the chances of losing money. To invest, you just need an account opened at a brokerage.

The only downside is that you need good money, like R1 million, to start investing. Below is a list of the top 10 biggest and best-known MMFs in South Africa:

For some experts, the best investments in South Africa are shares on the stock exchange. However, investing all your money in just one stock is not a good idea.

Especially when you don’t understand exactly what you’re doing. However, you can still use relatively safe ways to profit from the stock market.

One of the best ways to do this is to buy Exchange Traded Funds (ETFs) shares. These are bundles of stock in several companies sold as one.

The profits of many others in the group minimize the losses of some companies. Thus, you have great chances of profiting.

Some ETFs pay dividends. So you can count on money coming into your account every month, quarter, or semester.

Below is a list of the 10 most popular ETFs in South Africa:

Rents are getting more and more expensive. However, we do not suggest you save money for years to buy homes.

You can start making money by renting homes and business premises today! As? Purchase of shares in Real Estate Investment Funds (REITs).

These real estate group shares manage hundreds or thousands of properties at once. When you buy shares of this type, you are entitled to receive part of the rent paid.

Therefore, the more shares you buy, the more money you will receive at each month’s end. To buy REIT shares, you need a brokerage account.

Diversity of properties can mitigate risk. However, this does not mean that you will receive profits every month. But, in general, these actions usually provide good gains.

If you desire to supplement your income, you can count on help from the federal government.

In fact, many programs help families financially in the most diverse situations.

To find out which benefits you can count on, see the list of all options in the following post!