Indeed, the Citi® Secured Mastercard® is a tool for anyone who needs to rebuild their credit. In addition, it can be an excellent first step for those who have no credit at all.

Below, read this article and understand what this credit product can do for you:

In fact, this is a very interesting card for anyone with a single objective: building credit. Thus, to achieve this goal, reports to the main credit bureaus occur on a monthly basis.

To track the growth of your score, you can consult FICO for free. In fact, this is just one of the services offered by the Citi® application available to customers of this card.

This is a secured card. This means that you must make an initial deposit to use it. You can choose to deposit any amount between $200 and $2,500.

In effect, the amount deposited will be your limit. This money can be returned to you within 18 months. Just make your balance payments within the given period.

In the case of fraud, don’t worry. This product offers $0 liability coverage to its customers. Another very important fact is the absence of an annual fee. Likewise, there is no monthly fee.

Finally, it is a product with the Mastercard seal. That is, the card is accepted almost anywhere you go.

In fact, you already know that this card can help you on your way to a better credit score. However, that’s not all. Below is a list of the best advantages of this credit product.

Despite being a credit card designed to build credit, people with bad credit scores have a hard time getting it. Thus, we recommend this card to anyone who has a score between 630 and 689.

Indeed, you can apply for this card without going to an agency. All you need to do is use a device with the internet. Read our post below to learn about the basic application requirements and how this process works!