Debit Cards

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

Read a full review of the H&R Block Emerald Prepaid Mastercard® debit card developed by H&R Block, one of the country's leading tax preparation companies!

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H&R Block Emerald Prepaid Mastercard®: you can now receive your tax deduction direct on a debit card!

H&R Block Emerald Prepaid Mastercard®
Learn all about the Sesame Cash debit card. Source: H&R Block

Indeed, the H&R Block Emerald Prepaid Mastercard® is a very different solution than what exists on the market. So read our full review to learn more about it!

H&R Block logo

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

Apply to H&R Block Emerald Prepaid Mastercard® and get access to a debit card to save money and get refunds easily. Learn more!

With this one, you can safely store your money and manage your taxes better. See the review below to learn more!

Credit ScoreAny credit score
Annual Fee$0
Regular APR0.00% (fixed)
Welcome bonusNone
RewardsNone

H&R Block Emerald Prepaid Mastercard®: learn more about this financial product

In fact, H&R Block is an American tax preparation company that has been operating in Canada, the United States, and Australia for over 60 years.

This company created a debit card to make life and money management easier for its customers. With this, you can receive your tax refund, wages, government benefits, and other payments.

Plus, you can transfer check amounts to your card in minutes via a mobile app. On that card, your money will remain insured by the FDIC.

In addition, you will be protected by the Mastercard disclaimer policy for unrecognized purchases. It is possible to shop and use the network’s ATMs without paying fees.

If you wish, you can add authorized users. Just fill in a quick form and upload a photo of an ID document of this new user via the “MyBlock” mobile app.

H&R Block Emerald Prepaid Mastercard® features

Young businessman holding a credit card and typing. On-line shopping on the internet using a laptop
Learn more about the card’s pros and cons. Source: Adobe Stock

In fact, this card is innovative because, among other advantages, it allows you to receive your tax refund.

However, before requesting this service, know its disadvantages and find out if you should request it:

What are the benefits? 

  • Ability to easily receive reimbursements, salaries, government aid, and any other payment, shop and store your money in a safe place to use whenever you want;
  • Transfer checks to your debit card quickly;
  • There is no monthly fee or a fee per purchase;
  • Manage your mobile account and be protected by Mastercard’s zero liability policy for unrecognized purchases.

And what are the drawbacks?

  • You may be subject to a fee of up to $4.95 for each recharge of this card;
  • A fee of up to 4% of the check amount if you request the “Check to Card” service to transfer the check amount to your card in minutes;
  • After two months of inactivity, you must pay a fee of $4.95 for each new month that there are no card transactions;
  • Pay $3.00 for withdrawals from ATMs outside the coverage network (even if the transfer is not completed).

What credit score do you need to get the H&R Block Emerald Prepaid Mastercard®?

Indeed, the official website for this card does not mention a minimum credit score for its applicants. Thus, it is possible that you will be approved for this service regardless of your score.

How does the H&R Block Emerald Prepaid Mastercard® application process work?

Learn how to request this service without leaving your home or facing queues in our post below!

H&R Block logo

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

Apply to H&R Block Emerald Prepaid Mastercard® and get access to a debit card to save money and get refunds easily. Learn more!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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