Credit Cards

RCS Store Card full review: should you get it?

Learn more about the credit card that allows you to shop in thousands of physical and virtual stores across the country. Keep reading to learn more!

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RCS Store Card: up to 55 days interest-free!

RCS Store Card
RCS Store Card full review: should you get it? Source: Foster the Money

The RCS Store Card is practically mandatory for anyone living in South Africa. After all, you can access several benefits and discounts!

RCS Store Card

RCS Store Card: check out how to apply!

Apply to the RCS Store Card and start building your credit today with discounts and cashback programs at over 30,000 stores!

Next, get to know one of the most popular cards in our country. So let’s get started!

Monthly IncomeAt least R1,000 per month;
Monthly FeeNot disclosed;
Initiation FeeNot disclosed;
Interest RateUp to 55 days interest-free. Up to 24.50% per year after;
RewardsCashback program, points, and exclusive discounts on selected purchases at stores that are part of the RCS Shopping Network.

RCS Store Card: learn more about this financial product

You don’t have to look far to find someone with an RCS Store CardThesese is a hit due to their simplicity and low readability criteria. However, that is not all.

Also, cardholders can access thousands of discount, reward, and cashback programs at 30,000 stores nationwide.

Therefore, it is very likely that your favorite store is part of the RCS chain of stores.

Thus, if you have this card, you can access advantages no other customer is entitled to. All your purchases over R600 can be paid off in 24 or 36 months.

By the way, this is a good way to take advantage of your credit limit, which can reach R$ 40,000. All this on a card with up to 55 days without interest.

RCS Store Card features

Casual person looking at smartphone and dancing in studio
RCS Store Card features. Source: Freepik

Indeed, having a card that unifies promotions from many stores brings many advantages.

However, the cards also have “downsides” that you must know. So below is a list of the main advantages and disadvantages of the RCS card.

What are the benefits?

  • Shop at over 30,000 stores and pay within 36 months;
  • Access exclusive offers, rewards programs, and promotions;
  • Enjoy 55 days with no interest rate;
  • Great opportunities for those who want to build a good credit history.

And what are the drawbacks?

  • The plethora of promotions and rewards can act as an incentive for you to spend more;
  • Not all products and stores that are part of the RCS Shopping Network offer rewards;
  • You cannot use this card at non-RCS Shopping Network stores;
  • Lack of information about this card’s costs on their website.

What are the requirements to apply?

To apply for this credit card, you must meet the following requirements:

  • Be at least 18 years of age;
  • Have a South African ID book or Driver’s License;
  • Documents that prove your income (your latest payslip or bank statement);
  • Have a monthly income of R 1,000 or more.

How does the application process work?

Having an RCS Store Card means accessing thousands of promotions and exclusive offers. See the following post to find out how to apply for your RCS card.

RCS Store Card

RCS Store Card: check out how to apply!

Apply to the RCS Store Card and start building your credit today with discounts and cashback programs at over 30,000 stores!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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