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Read on to see a card that allows you to build credit with up to 30% cashback on your purchases

Absa Flexi Core Card, tailor-made for anyone who needs to build credit and still get great rewards


The Absa Flexi Core Card is the perfect option for those who need to build credit. By building your history, you have the chance to receive cashback of up to 30% on your purchases in supermarkets and online, for example. This card will also exempt you for 57 days of interest. You even have a chance to win prizes by completing easy goals every three weeks.


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Find out why the Absa Flexi Core Card is such a relevant option for anyone looking to build credit!

Allows consolidation of a credit history
Offers 57 days interest-free;
Cashback of up to 30% and prizes every three weeks;
Coverage of R1,500,000 in case of emergencies during international travel.

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The Absa Flexi Core Credit Card is your gateway to financial flexibility and rewarding experiences.

With a generous credit limit and benefits, this card is tailored to enhance your purchasing power and enrich your lifestyle with exclusive perks. Meet its pros and cons below.


  • Substantial Credit Facility: Cardholders can access up to R90,000, which supports both regular purchases and significant expenditures.
  • Grace Period for Payments: Offers a generous 57-day window without interest, facilitating easier budget management without immediate financial pressure.
  • Rewards on Spending: Receive cashback for spending within and outside the country, enhancing savings on transactions made with the card​.
  • Enhanced Travel Benefits: Provides travel insurance and exclusive dining discounts through Visa, making it a great companion for international travelers.
  • Affordable Maintenance Costs: With a manageable monthly service and credit facility fee, it’s positioned as an economical choice for credit users.
  • Supports Credit Improvement: Useful for those aiming to build or enhance their credit score, promoting financial health through responsible card usage.


  • Restricted Availability: Only available to South African residents, limiting its applicability for those residing outside of South Africa​​.
  • Higher Costs at Branches: In-branch transactions might come with additional costs, which could accumulate for users who frequently visit branches​.
  • Credit Score Sensitivity: Your credit score could be impacted negatively by frequent applications or mismanagement of this credit card​​.
  • Interest Accumulation Post-Intro Period: After the initial interest-free period ends, accrued interest on remaining balances could become significant.
  • Selective Cashback Rewards: The cashback program might not apply to all types of purchases, possibly limiting the benefits on some spending​.
  • Stringent Application Requirements: Prospective users must meet specific criteria and provide comprehensive documentation to qualify, which could deter some applicants.

Embrace the advantages of the Absa Flexi Core Credit Card, a tool designed not just for spending but for thriving.

With its mix of financial flexibility, protective features, and rewarding experiences, this card is your partner in navigating the financial landscape

 Secure, convenient, and user-friendly, it’s more than just a credit card—it’s a key to smarter financial management.

It is a hybrid card, a mix between credit card service and personal loan. With this type of card, you can apply for loans up to a predetermined amount and pay it off in fixed monthly installments without the bureaucracy of having to go to a credit agency.

The entire form filling part can be done online for applicants who are at least 18 years old. After these steps, you must present the following documents: Valid South African ID card or smart card, proof of residency and last proof of income for three consecutive months. These documents can be sent to the bank by email or post. Those who choose to sign up by cell phone can send photos of the documents through the application.

Some sites compile customer experiences with services and generate ratings. In this way, it is possible to have a general idea about the levels of customer satisfaction with the Absa bank. In turn, the South African Customer Satisfaction Index (SAcsi) indicated that Absa is among the five best banks in South Africa.

As you can see, the Absa Flexi Core Card offers plenty of solid features and benefits for its cardholders. Check the following link to learn about the application process.

Absa Bank logo

Absa Flexi Core Credit Card: check out how to apply!

Apply for the Absa Flexi Core Credit Card and get over a million in emergency travel aid, interest rate waivers, and more. Find out how here!

South Africans have many other interesting credit card options. In the link below, you can learn about an option offered by one of the most traditional banks in the country, the African Bank Credit Card.

So, you can read our post below to learn how to apply for the African Bank Credit Card!

African Bank logo

African Bank Credit Card: check out how to apply!

Learn how to apply for the African Bank Credit Card, one of the credit cards offered by one of the most traditional and best-rated banks in the country:

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