It is a hybrid card, a mix between credit card service and personal loan. With this type of card, you can apply for loans up to a predetermined amount and pay it off in fixed monthly installments without the bureaucracy of having to go to a credit agency.

The entire form filling part can be done online for applicants who are at least 18 years old. After these steps, you must present the following documents: Valid South African ID card or smart card, proof of residency and last proof of income for three consecutive months. These documents can be sent to the bank by email or post. Those who choose to sign up by cell phone can send photos of the documents through the application.

Some sites compile customer experiences with services and generate ratings. In this way, it is possible to have a general idea about the levels of customer satisfaction with the Absa bank. In turn, the South African Customer Satisfaction Index (SAcsi) indicated that Absa is among the five best banks in South Africa.