Most credit cards allow you to make at least one minimum monthly payment per month. Using this alternative, you can be free of late fees. For Capitec Credit Card customers, the minimum amount is defined as 5% of the outstanding balance.

One of the possibilities that the Capitec Credit Card offers its customers is to pay off the balance in a longer time. So, you can turn a balance of any amount that should have been paid in a single installment into fixed monthly payments. The maximum amount of installments you can dilute your payment in installments paid each month.

Capitec Credit Card customers have access to a special option for purchases above the maximum credit limit of R500 thousand. By placing an order through the app, you can unlock a credit limit of up to R1 million. Then you can make the purchase or purchases you need. However, keep in mind that this extra limit will only be available for 3 days. After this period, your limit will return to the value before this resource was requested.

Capitec bank underwent a comparative analysis with other relevant banks in the national scenario. This research was conducted by Ubiquity, a social intelligence company. In this study, Capitec was analyzed as the best in customer service, bank fees and costs and savings, surpassing other important banks such as Absa, Nedbank, Standard Bank and FNB.