The moment you are approved for this card, you will have access to a 1% cashback. If you want to increase that fee to 1.5%, which would increase your rewards by 50%, you’ll first need to sign up for the Live Better program for free. Then you must add three recurring payments to that program (they could be subscription streaming services). So, monthly, you must make 5 or more transactions as listed below: buy prepaid cell phone, buy electricity, scan to pay, send money, pay a beneficiary. Another important criterion is not having an overdue balance.

Credit insurance is a service offered by Capitec Bank to all customers of that bank, regardless of the service they contract (loan, credit card, mortgage or any other). This is a guarantee that you or your family will not be indebted in the event of a fatality. It is possible to apply for this insurance in cases of: death or permanent disability (total amount pending), temporary disability (coverage of 12 installments) and unemployment (maximum of 24 installments).

After your order is approved online on the bank’s official website, by phone or at a physical branch, you will receive information about the delivery time for your physical card. In general, the Capitec Global One Credit Card will be sent to the address chosen by you within 7 business days (this period will depend exclusively on the carrier that will carry out the delivery service). All shipping costs are the responsibility of the bank. Thus, you will not need to pay to have your card in hand.