Reviews

Woolworths Gold Credit Card full review: should you get it?

Discover the gold credit card that turns all your expenses into a voucher to use and get great discounts and promotions. Learn more about this card here!

Advertisement

Woolworths Gold Credit Card: cashback, offers, and special promotions

Woolworths Gold Credit Card
Read our Woolworths Gold Credit Card full review! Source: Woolworths

In effect, Woolworths Gold is the golden version of a credit card that offers access to the benefits of the WRewards program.

Woolworths logo

Woolworths Gold Credit Card: check out how to apply!

Apply for the Woolworths Gold Credit Card and have promotions, offers, and discounts plus the possibility to multiply your rewards. Know more!

Despite being a card calling customers to a store, it attracted many non-customers. To learn more about this credit product, see the review below:

Credit ScoreAverage or better (634 or higher);
Monthly FeeR53;
Initiation FeeR185;
Interest RateN/A;
RewardsWrewards: 2% cashback in the form of a quarterly voucher on purchases at Woolworths stores; 0.75% cashback on purchases at all other stores, including gas stations.

Woolworths Gold Credit Card: learn more about this financial product

Indeed, Woolworths cards came about simply as a way to reward and retain customers at that store. However, the advantages that these products offer ended up attracting attention.

So this might be a credit card option for many people. Thus, those who opt for this card have a rewards program that transforms purchases into vouchers.

That way, you can always save on future purchases. Visa Purchase Protection will protect all your purchases.

This feature guarantees a refund for accidental damage to your product within the first 90 days of purchase. People aged 75 and under have travel insurance for international destinations.

In addition, you still have medical coverage in case unforeseen circumstances arise for you or your family while traveling abroad. Finally, this is a Visa card, accepted anywhere in the world.

Woolworths Gold Credit Card features

Credit card gold
Learn more about the card’s pros and cons. Source: Flickr

Indeed, turning ordinary purchases into rewards is always a highly valued feature. However, it is important to understand other features of a card and not just compare reward programs.

Here are the main advantages and disadvantages of this card to decide if this one deserves to be your card:

What are the benefits?

  • Cashback of up to 2% on all your purchases;
  • Access to exclusive offers and promotions;
  • Up to 8 authorized user cards at no additional cost;
  • It accepts candidates with a minimum monthly income of R3,000.

And what are the drawbacks?

  • Vouchers earned in the rewards program expire in just six months;
  • Your vouchers can only be used to obtain discounts or offers at Woolworth stores;
  • No special travel perks beyond the basic life insurance offered by virtually all credit cards;
  • Transfers using ATMs generate high fees.

What credit score do you need to get the card?

In fact, your credit score is one of the criteria evaluated when applying for this card. The application form for that card will only ask if your score is “OK” without setting minimum scores.

However, we recommend that your score be at least average to increase your odds (at least 634).

How does the application process work?

To find out how to apply for this card, see our post below!

Woolworths logo

Woolworths Gold Credit Card: check out how to apply!

Apply for the Woolworths Gold Credit Card and have promotions, offers, and discounts plus the possibility to multiply your rewards. Know more!

Trending Topics

content

Cheap flights and offers from R800: British Airways

Fly across South Africa and across Africa on British Airways cheap flights for little or even fly for free. Know more!

Keep Reading
content

How to reverse an FNB eWallet payment in 3 steps

You can get your money back after a wrong transfer or scam. See this post and learn how to reverse transfers on FNB ewallet!

Keep Reading
content

Unemployment Insurance Fund (UIF): relief for workers

Through the Unemployment Insurance Fund, South African workers can receive a pension of up to R17,712 for 12 months. Learn more here!

Keep Reading

You may also like

content

Choose the Ideal Credit Card Today: Find Your Perfect Match!

Find the perfect card with ease! Our expert guidance will help you choose the best credit card to suit your financial needs and lifestyle.

Keep Reading
content

Boodle Loans review: up to R8,000

Read a complete review about Boodle Loans. Enjoy a straightforward process and receive your money in just 10 minutes! Read on to learn more!

Keep Reading
content

Blink Finance Personal Loan: find out how to apply!

Learn how to apply to Blink Finance Personal Loan and get a great loan even with a bad credit score! Borrow up to R8,000 fast!

Keep Reading