The first thing to do is immediately contact your bank and request that your card be blocked. If you recover it, you can unlock it and continue using it normally. If you are unable to retrieve it, your card will remain blocked and cannot be used by anyone else. If you can’t get it back permanently, you can request a new one. However, be aware that to get a new card you will have to pay a fee of R115.

Your card’s initial credit limit is set based on the information provided on the application form and your credit history. However, after six months of responsible use of your credit, you may be eligible for an increase in your limit. To check whether this option is available to you, you should contact African Bank. You can do this by sending an SMS, by phone call, mobile app or internet banking.

African Bank Gold is a Visa card accepted worldwide for international purchases in physical stores or online. However, to make international transactions, you will have to pay a fee on top of the transaction amount. Currently, the rate is 2%. In relation to the domestic market, this rate is considered average, as most credit cards charge an international conversion fee of 3%.