The contract for this card provides for 3 fines that can be charged in specific situations. Learn more about each below: Honor Fee (a fee charged for using the card while you don’t have sufficient funds available for the transaction, R145), Standard Admin Fee (after 60 days of default, R65) and Late Fee payment (charge imposed on a consumer who has failed to pay a debt or other financial obligation by the due date, R170).

Indeed, the initial credit limit offered to new customers of this card is defined based on criteria of income, credit score and credit history. In this way, two customers applying for a card at the same time can have different initial credit limits. However, the maximum amount of credit available to customers with this card is R250,000.00.

UCount Rewards program customers are ranked based on tiers. The higher your score, the more and better benefits you have access to. These levels are called “Tier” and are numbered in Tier 1, 2, 3, 4 and 5. Each level corresponds to a range of scores. For example, people with scores above 875 qualify for Tier 5 and receive a return of R10 for every liter of petrol purchased. People with up to 399 points are part of Tier 1 and receive only R0.9 per liter of petrol.