Indeed, public health has always been a topic of much debate in the US Congress and the White House. In the recent history of our country, one of the most relevant changes was carried out by “Obamacare”.

Thus, this law changed the way public health is seen in the country. In this article, you will learn what Obamacare is and how to benefit from it.

So, read the article below and understand how the federal government can help you with health issues:

Indeed, “Obamacare” is a derogatory nickname created to belittle the Patient Protection and Affordable Care Act (ACA).

In 2010, the then President of the United States, Barack Obama, proposed this law to change the way the US state promotes health to the population.

Those who opposed this change soon tried to create a lobby to smear this project in the eyes of the public. However, this maneuver by the adversaries did not have the desired effect.

Thus, Obamacare was approved and remains in effect today. In a simplified way, the ACA is a measure that aims to improve access to health care for the population that did not have access to health insurance.

Through this new law, public and private health insurance will be improved to offer more quality, availability, and accessibility. To this end, the ACA created new regulations, taxes, mandates, and subsidies.

Before Obamacare, for example, insurers could refuse to take care of people with pre-existing conditions. Today, this public, by law, must have access to health insurance that meets their main needs.

Another important change was the expansion of Medicaid. Obamacare has expanded this service to people with incomes up to 138% of the federal poverty level.

Although 12 states declined this measure, it meant access to healthcare for millions of Americans.

Those earning incomes between 100% and 400% of the federal poverty level also receive subsidies.

In addition, Obamacare also supports innovative methods of delivering medical care to reduce healthcare costs.

In fact, for part of the population, Obamacare offers access to free healthcare. However, for other categories, this aid works only as a subsidy.

Below, check out the list and find out who this law offers free health insurance.

Thus, the Patient Protection and Affordable Care Act covers 10 essential health services. Children of beneficiary parents receive this same coverage until they turn 26.

Below is a list of services covered by Obamacare:

Indeed, it is a fact that this law changed the lives of millions of Americans.

It is estimated that at least 16 million people already have access to a more comprehensive and better quality health service.

However, there are negative aspects of this project that need to be pointed out. Thus, in the lists below, we highlight the main advantages and disadvantages of ACA:

So, like welfare programs, this is a benefit intended for low-income people. However, that is not all. In fact, there are other criteria that you should check before applying. Next, get to know them:

If you meet all but the last criteria, you can apply for a benefit. However, in these cases, your income must be less than 400% of the federal poverty level.

In effect, applications for Obamacare occur at a well-defined time of year. Thus, anyone who wants to have this help should prepare to launch their application between November 1 and December 15.

However, this year, the government decided to offer a longer deadline for registration. So with the one-month extension, you can apply from November 1, 2022, to January 15, 2023.

There are four ways to submit your application. Thus, they all have the same chances of approval. So, you can choose any modality, as this will not decrease your chances. Meet them below:

Discover the welfare programs that the federal government offers you. See our post below for an overview of each of these!